Second medical opinion

Get a second diagnosis for greater peace of mind

Request service


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via the following channel.

By telephone

We will guide you throughout the process


Have the details of your policy handy

Also prepare all the results you have of clinical examinations and tests related to the condition for which you are requesting a second medical opinion.


We will put you through to a professional

so that you can explain your case and start the procedure for a second medical opinion.

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Get a second diagnosis for greater peace of mind

In case of serious illness we offer you a team of top-level professionals who will analyse your case individually, give a second medical opinion, and advise you on the most appropriate treatment.

A report and more

In addition to the report, you will receive medical and psychological recommendations.

From the comfort of your own home

Send us the relevant reports without having to go to a centre.

Fast and simple

You will receive the second medical opinion of our specialists as soon as possible.

Extensive coverage

The second medical opinion service covers more than 10 types of serious illnesses.


We have agreements with national and international specialists.

What the second medical opinion service includes

  • Heart attack.
  • Coronary artery surgery.
  • Stroke, haemorrhage or cerebral infarction.
  • Cancer.
  • Renal failure.
  • AIDS.
  • Immunologic diseases.
  • Major organ transplants.
  • Parkinson's.
  • Alzheimer's.
  • Surgical procedures.

*See exclusions in the General Conditions of the policy.

Frequently asked questions

The medical report of the second medical opinion together with the recommendations, where applicable, will be performed by the centre with which Occident has arranged the provision of this service.

Yes. You must have had one of the diseases covered by this service diagnosed. You also need to do the following:

  • Request a second medical opinion in writing while the policy is in force.
  • Provide the results of all clinical examinations and tests in your possession to demonstrate that you are suffering from one of the serious Illnesses referred to and need to undergo surgery.

If the documentation you provide is insufficient for a second medical opinion to be given, you will have to pay for any additional test(s) required to complete the information needed for a second opinion.

No. The second medical opinion service does not affect the price of the premium.

You can benefit from our second medical opinion service until all the serious illnesses defined therein are covered or, failing that, until you have undergone 5 surgical operations.

Frequently asked questions

Policies most popular that include this service

Healthcare insurance

Choose the copayment option you prefer and access the best private medical care.

  • Nearly 50,000 professionals and medical centres.
  • Keep your own paediatrician and gynaecologist.

Health Reimbursement Insurance

Guaranteed reimbursement of your medical expenses at any centre in Spain or abroad.

  • Worldwide coverage.
  • Dental services included.

Health hospitalisation benefit insurance

Receive daily compensation in the event of hospital admission.

  • Hospitalisation for any reason.
  • Access to an extensive medical directory with priority services.

Temporary Life insurance

The necessary financial support for an unforeseen event.

  • Death and disability.
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Repayment Life Insurance

Insure your mortgage payment, whatever happens.

  • Death and disability.
  • Adapted to your type of loan.