PPSE Savings Insurance

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What makes our PPSE savings plan different

PPSE Savings (Company Pension Plan) is a group life insurance policy that guarantees each worker a capital sum for their retirement plus a minimum return on the amounts invested. All of this with tax advantages for both the company and the employee.

Build up your employees' loyalty

It provides correct coverage for commitments made with workers, relating to retirement, under the terms set out by the current legislation.

Guaranteed returns

Employees will have a guaranteed minimum return (minimum rate revised annually) of the capital invested throughout the insurance coverage.

Tax relief

The payments that are paid in this savings insurance are deductible in the company tax of both your company and the worker's personal income tax.

What PPSE Savings Insurance covers

Your workers will receive a guaranteed capital once their retirement status has been accredited.

They will also receive the accumulated amount in the event of total and permanent occupational incapacity.

We guarantee the payment of the value accumulated at the date of application for the benefit in the event that any of your employees incur a situation of severe dependency or major dependency, as provided for in the Law on the Promotion of Personal Independence and Service to Persons in a Situation of Dependency.

Exceptionally, your employees will be able to receive the accumulated values in the policy in whole or in part in the event of a serious illness, provided that no place to receive a permanent disability benefit in any of its degrees.

Likewise, they will have the right to advance payment in the event of long-term unemployment, provided they are registered in the National Institute of Employment or the relevant public authority

In the event of the death of the insured party, the designated beneficiaries will have the right to receive the guaranteed amount plus an additional sum for death.

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PPSE Savings Insurance

What makes our PPSE savings plan different

Build up your employees' loyalty

Guaranteed returns

Tax relief

What PPSE Savings Insurance covers

Retirement

Permanent disability

Severe dependency or major dependency

Serious illness

Unemployment

Death

Consult documentation

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