Business

Shop Insurance

The main menu is now hidden, navigation available in the fixed menu anchor.

What makes our Shop Insurance different

Business insurance protects your business so that no unforeseen events interrupt your activity, and you always maintain your source of income. We have various types of coverage that will adapt to your type of business and the product's flexibility allows you to prepare a specialised offer aimed at insuring any commercial premises destined to retail sales or the provision of services.

Adapted to suit your business

We adapt to suit the expansion of your business, whether it is a bar, supermarket or beauty salon, and we give you the option of declaring a second and third activity.

Total flexibility

You can choose the coverage that best suit your specific commercial activity to always enjoy the maximum protection without paying more.

24-hour assistance

We provide you with a support service offered by professionals (plumbers, locksmiths, electricians, etc.) whenever you need it: 24 hours a day, 365 days a year.

Technical service

You will have a support and repair service to expedite the resolution of any incidents.

Legal advice

We guarantee your peace of mind with a legal team to advise you by telephone on legal matters.

Revaluation

We will take care of revaluing the capital of your business insurance so that your business is always protected.

Categories of shop insurance

This insurance, created specifically for this type of establishment, includes guarantees for damage to refrigerated food and civil liability for food poisoning.

Protect your fashion and accessories business with this policy, which, in addition to the main guarantees, includes breakage of shop windows and glass in changing rooms.

An insurance policy designed for the catering business, which includes protection for awnings and canopies on terraces, damage to food in cold stores, etc.

In addition to the essential cover, this insurance will cover the civil liability of the operation for damages caused to customers resulting from beauty treatments.

Protect the objects and articles of your business due to fire, explosion or acts of vandalism, among others, and don't let any unforeseen event paralyse your activity.

We also have designs for other commercial establishments, all of which have specific coverage:

Pharmacies.
Household item shops.
Repair shops.
Garden and pet shops.
Sport, leisure and culture shops.
Electronics and electrical shops.

What our shop insurance covers

Basic coverage in business insurance that will protect your business against any of these unforeseen events. Thanks to the automatic revaluation of capital, you won't have to worry about updating it.

We guarantee the coverage of any water damage sustained by the establishment and insured assets as a result of accidental leakage, breakage or blockage in your installations, water infiltration from adjacent establishments or housing and even due to forgetting to close shut-off valves or taps.

This cover includes the expenses arising from locating the fault that caused the damage and from its repair.

This coverage guarantees an indemnity in the event of theft in your establishment, as well as the robbery of insured assets using intimidation or violence. Damage caused to your premises due to these acts will also be covered.

You may complete this coverage with other complementary coverage for theft of:

Goods in shop windows and display cabinets.
Money, both inside and outside the safe or when transporting it.

Robbery of customers and employees is also included.

We provide different types of coverage from which you can choose to protect goods susceptible of breakage, such as:

Mirrors, glass and acrylic glass
Signs, notices and illuminated signs.
Adhesives or vinyl placed on windows.
Medical devices:
Marble and similar stone on furniture and worktops.
Ceramic hobs
Solar panel glass.

This coverage protects your electrical installations, such as the electronic equipment and devices of your business, against damage they may sustain as a result of abnormal power surges, short circuits or currents due to power fluctuations or lightning.

Coverage geared towards protecting your profits in case you are prevented from carrying out your business activity in a normal way due to an accident. It has different categories of insurance.

Services included in shop insurance

360º service for your business

The best professionals available for any unforeseen event on your premises.

24 hours a day, 365 days a year.
Emergency locksmith and electrician.
Includes security staff.

Go to Assistance

Your IT equipment always ready and working

Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.

Remotely or at your home, if necessary.
24 hours a day, no waiting.
1 free annual maintenance check.

Go to Online computer assistance

FAQs

Because with it, you will be protecting the building and contents of your business. This way, if an unforeseen event occurs, its continuity will be guaranteed and your main source of income will remain intact.

This insurance offers protection to all types of businesses, given that it is adaptable and can be extended. You can see above the types of businesses and the specific insurance policies created for them.

The main coverage of an insurance policy of this nature is:

Fire, lightning and explosion.
Water damage.
Operating civil liability.
Theft.
Damage and breakage.

FAQs

Shop Insurance

What makes our Shop Insurance different

Adapted to suit your business

Total flexibility

24-hour assistance

Technical service

Legal advice

Revaluation

Categories of shop insurance

Insurance for supermarkets

Insurance for fashion and accessories stores

Insurance for bars and restaurants

Beauty salon insurance

Insurance for household item shops

Insurance for other shops

What our shop insurance covers

Fire or explosion

Water damage

Theft

Breakages

Damage from electrical sources

Losses due to the cessation of the activity

Services included in shop insurance

Assistance

Online computer assistance

360º service for your business

Your IT equipment always ready and working

FAQs

Why take out insurance for my shop?

What type of businesses is this insurance intended for?

What are the main types of coverage on a business premises insurance policy?

Consult documentation

Maybe you were looking for...

Civil liability

Office Insurance

Follow us on social media

Download the app

News and advice

Professionals