What makes our rental non-payment insurance different
Your rented home with no surprises. You need to protect your home, especially when you are renting it out. The lessor home insurance offers you protection against all the unforeseen events that may occur in your rented property. If you want to live with the peace of mind that your property is totally protected at all times and in all situations, trust Occident.
What our renter non-payment insurance covers
Derived from an accident covered by the policy.
We assume the non-payment of rent by the tenant from the first unpaid monthly payment and for the maximum number of months defined in the particular conditions: 6, 8, 12 or 24.
We cover material damage that the tenant may have caused directly to the insured property as a result of acts of vandalism or malicious acts.
Broad coverage and sub-limit per victim.
For all types of incidents related to the rental (rental contract itself, complaints...).
Includes this additional pack up to the limits indicated in the General Conditions:
- Benefit in the event of unpaid deliveries.
- Cost of replacement locks due to unpaid rent claims.
- Cost of changing locks due to eviction.
- Cleaning service for the property after eviction.
This coverage protects you in the event of:
- Acts of vandalism caused by third parties due to illegal occupation
- Inhabitability due to illegal occupation
- Lock replacement due to illegal occupation
- Claims and legal defence due to illegal occupation
You can also extend your protection with these optional coverages:
- Compensation for utilities payment due to illegal occupation
- Mediation fees for illegal occupation
- Cleaning service for illegal occupation
Services included in our rental non-payment insurance policy
All the services you need for your home
The best guilds at your disposal for any unforeseen event that may arise in your home.
- 24 hours a day, 365 days a year.
- Emergency locksmith and electricity.
- Includes security staff.
All the assistance that you need for your boiler
We send you a qualified technician in the event of a breakdown.
- Two hours of labour.
- Travel included.
- 6 months warranty on repair.
A professional handyman to your home
From hanging a picture to a small repair, we bring the best professionals in each trade to your home.
- Immediate contact.
- Travel and 3 hours of labour included.
- 6 months guarantee on all work.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
FAQs
You can calculate your home insurance through our online simulator. If you prefer, you can also contact us through the form you will find on this page or by phone at 917 83 83 83.
Basically, the building is the dwelling itself, i.e. its structural elements, walls, ceilings and floors, as well as installations and everything that is fixed as part of the dwelling.
Content refers to the set of objects found inside the dwelling to make it habitable, including furniture, household goods and personal effects.
If they are in the same building as the dwelling, they are insured. If the storage room is not located in the same building, its location must be correctly identified and reflected in the homeowner's policy so that it is also insured. Compare our home insurance policies and find out which one best suits your needs.
This coverage included in your Home insurance will protect you and your family from any type of third party claim. Given the amounts that can be claimed, this coverage is particularly important.
As a tenant you have the option of taking out insurance to protect your property and civil liability cover to protect you against damage to third parties.
However, if you are renting, the owner of the property is responsible for taking out home insurance to cover possible damages and paying for them.