Home insurance

Lessor Home insurance

non-payment insurance for rented dwellings

The main menu is now hidden, navigation available in the fixed menu anchor.

What makes our rental non-payment insurance different

Your rented home with no surprises. You need to protect your home, especially when you are renting it out. The lessor home insurance offers you protection against all the unforeseen events that may occur in your rented property. If you want to live with the peace of mind that your property is totally protected at all times and in all situations, trust Occident.

Specialist advice

We attend to you and inform you from the very first moment, starting with the tenant selection process.

Fully tailor-made

We provide you with the coverage typical of a home insurance policy together with other specific coverage for a rented property.

Maximum personalisation

Lessor home insurance protects you financially against non-payment of rent.

Exclusive services

We offer you a wide selection of services to enhance your peace of mind and protection.

Urgent care

Occident professionals will attend to you at any time, 24 hours a day, 365 days a year.

Important discounts

If you have other insurance policies with Occident, you will receive a special discount on the contracting of Home Lessor insurance

What our renter non-payment insurance covers

Derived from an accident covered by the policy.

We assume the non-payment of rent by the tenant from the second unpaid monthly payment and for the maximum number of months defined in the particular conditions.

We cover material damage that the tenant may have caused directly to the insured property as a result of acts of vandalism or malicious acts.

Broad coverage and sub-limit per victim.

For all types of incidents related to the rental (rental contract itself, complaints...).

Includes this additional pack up to the limits indicated in the General Conditions:

Benefit in the event of unpaid deliveries.
Cost of replacement locks due to unpaid rent claims.
Cost of changing locks due to eviction.
Cleaning service for the property after eviction.

Services included in our rental non-payment insurance policy

See all

All the services you need for your home

The best guilds at your disposal for any unforeseen event that may arise in your home.

24 hours a day, 365 days a year.
Emergency locksmith and electricity.
Includes security staff.

Go to Home care

Energy certification of the residential property

We help you to obtain this certificate in case you want to sell or rent your property.

Advice for obtaining it.
Provision of qualified professionals.
Preferential economic terms and conditions.

Go to Energy Performance Certificate

All the assistance that you need for your boiler

We send you a qualified technician in the event of a breakdown.

Two hours of labour.
Travel included.
6 months warranty on repair.

Go to Urgent boiler repair service.

A professional handyman to your home

From hanging a picture to a small repair, we bring the best professionals in each trade to your home.

Immediate contact.
Travel and 3 hours of labour included.
6 months guarantee on all work.

Go to Bricohogar

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

FAQs

You can calculate your home insurance through our online simulator. If you prefer, you can also contact us through the form you will find on this page or by phone at 917 83 83 83.

Basically, the building is the dwelling itself, i.e. its structural elements, walls, ceilings and floors, as well as installations and everything that is fixed as part of the dwelling.

Content refers to the set of objects found inside the dwelling to make it habitable, including furniture, household goods and personal effects.

If they are in the same building as the dwelling, they are insured. If the storage room is not located in the same building, its location must be correctly identified and reflected in the homeowner's policy so that it is also insured. Compare our home insurance policies and find out which one best suits your needs.

This coverage included in your Home insurance will protect you and your family from any type of third party claim. Given the amounts that can be claimed, this coverage is particularly important.

As a tenant you have the option of taking out insurance to protect your property and civil liability cover to protect you against damage to third parties.

However, if you are renting, the owner of the property is responsible for taking out home insurance to cover possible damages and paying for them.

FAQs

Lessor Home insurance

What makes our rental non-payment insurance different

Specialist advice

Fully tailor-made

Maximum personalisation

Exclusive services

Urgent care

Important discounts

What our renter non-payment insurance covers

Loss of rent

Non-payment of rent by the tenant

Acts of vandalism by tenants

Civil liability

Legal defence

Extension of lessor protection

Services included in our rental non-payment insurance policy

Home care

Energy Performance Certificate

Boiler repair service

Bricohogar

Legal advice helpline

Telephone medical advice

All the services you need for your home

Energy certification of the residential property

All the assistance that you need for your boiler

A professional handyman to your home

A lawyer when you need one most

A doctor at your disposal 24 hours a day

FAQs

What is the price of my home insurance?

What is the difference between buildings and contents?

Does home insurance cover storage rooms?

What is the Civil Liability guarantee for?

Do I need to take out comprehensive home insurance if I live in a rented property?

Consult documentation

Maybe you were looking for...

Home insurance

Insurance for holiday homes for rent

Caravan Insurance

Follow us on social media

Download the app

News and advice

Professionals