Legal notice
General conditions of use and privacy policy
Identification of the company
The information contained on this official website refers to Occident GCO, S.A.U. de Seguros y Reaseguros (hereinafter "Occident"), Tax ID No. (NIF) A-28119220, with registered offices at Calle Méndez Álvaro, 31, Madrid (28045), and listed in the Madrid Business Register, volume 37,110, page M-91,458; and in the Administrative Register of the Directorate-General for Insurance and Pension Funds, with code C0468 as an Insurance Company.
Purpose of the website
The purpose of the pages that comprise this official website is to make available to the general public information regarding Occident, its activities and the services that it provides. Occident reserves the right, at any time and without prior notice, to modify the information contained in its website or to modify its configuration and presentation.
Protection of personal data
Full information regarding the regulation of personal data protection is published on this official website, in the section on "Privacy Policy" located next to this Legal Notice.
Conditions of access to the website and availability
Access to the general content of this website is free for all users, and does not require prior user subscription or registration. This service is available 24 hours per day, 365 days per year, with the exception of any interruptions required for system maintenance or improvements.
Notwithstanding the above, operations involving the 'Restricted Access' sections are subject to the Company's own particular conditions, which, according to individual cases, may replace, complete and/or modify these general conditions. These particular conditions will be specified in the agreement to access each service, which is supplied to the customer prior to its activation. The user is hereby informed that when he/she clicks on links that redirect to third-party websites, he/she is no longer browsing the official Occident website, thus exonerating Occident from any responsibility for damage or loss in connection with contracts with third-party companies or the information that they may provide. The user is no longer browsing the Occident website when the Occident brand does not appear on the page visited and the address or domain name does not contain the name Occident.
Exoneration of responsibilities
When browsing this official website, the user exonerates Occident from all responsibility in the following cases:
- Improper use : When accessing this website, you accept that Occident will not be responsible for any consequences, damage or loss arising from the improper use of the information on said website, or improper access to other online materials via their links with this website.
- Third-party content: The website may contain hypertext links that redirect to other internet pages that are completely independent of this official website. Occident is not answerable for and will not provide guarantees of any kind regarding the inaccuracy, insufficiency or authenticity of information supplied by these third parties, whether individuals or physical or legal entities, with or without their own legal personality, via such hypertext links.
- Own or third-party technological malfunctions: Occident will not be responsible: (i) for any damage or losses that may arise from interferences, omissions, interruptions, computer viruses, telephone malfunctions or disconnections in the operational performance of the system selected (telephone network, internet, etc.), occurring due to causes beyond the control of Occident, (ii) for delays or blocks in using the selected system caused by deficiencies in or the overloading of telephone lines, or overloads in the company's Data Processing Centre, in the online system or in any other electronic system, (iii) for damage that may be caused by third parties through unlawful interference in the selected system, beyond the control of Occident. Furthermore, Occident will be exonerated from any responsibility in the event of any damage or loss that the user may suffer as a consequence of errors, defects or omissions in the information provided by Occident, provided that such information comes from third-party sources.
Intellectual property
The copyright for the material contained in this website is the property of Occident, except in cases where such material belongs to partner companies with whom an agreement has been signed. Free access to the content of this website does not imply any other rights or licences for reproduction and/or distribution without the express authorisation of Occident. The trademarks, logos, designs, images, maps, banners, content, software, their source and object codes and other elements comprising this website are protected by industrial and intellectual property laws and international treaties. The unauthorised reproduction, distribution, manipulation or disassembly of the source code, the algorithms or the databases incorporated in it, in whole or in part, may lead to serious penalties, both civil and criminal, and the perpetrators will be prosecuted to the full extent of the law. The designs and graphics that appear on this website and which are owned by companies or entities associated with Occident will also be subject to these conditions and the same degree of protection, unless the companies or entities concerned have given express, written consent for their use.
LSSICE: Law on Information Society Services and E-Commerce
Occident undertakes to comply with the obligations derived from Act 34/2002, of 11 July, on Information Society Services and E-Commerce. In accordance with article 10 in the aforementioned Act, we hereby inform you that the complete identification details of Occident are given in the first section of this Legal Notice under "Company Identification".
The domain name www.occident.com has been entered in the company's record in the Madrid Business Register. The website offers you various channels to contact Occident.
Average supplier payment period, monetary volume and number of invoices paid in less than the maximum period established in legislation on late payment
In accordance with the terms of Additional Provision 3 of Law 15/2010, of 5 July, modifying Law 3/2004, of 29 December, in which measures are established for combating late payment in commercial transactions, the Company has an average payment period to its suppliers of 12.78 days. The monetary volume and the number of invoices paid in a period of less than the maximum established in the legislation on late payment are €139,986,000 and 11,817, respectively, accounting for 90% and 96% respectively of the total number of invoices and the total monetary amount of payments to suppliers.
Applicable law and jurisdiction
For any dispute related to the existence, access, use or content of these general conditions or the content of the Occident website, both the User and the Company, expressly waiving any other jurisdiction to which they may be entitled, will be subject to the exclusive jurisdiction and authority of the Courts and Tribunals of the User’s domicile. If the User should be domiciled outside Spain, the Company and the User, expressly waiving any other jurisdiction to which they may be entitled, will be subject to the jurisdiction of the Courts and Tribunals of the registered address of the Company.