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The Company presents below its Solvency and Financial Condition Report (SFCR). The report has been prepared in accordance with the legal framework of Solvency II, defined by articles 80 to 82 of Act 20/2015 of 14th July on the Organisation, Supervision and Solvency of Insurance and Reinsurance Companies.
The Company offers information regarding the Company's Audit Committee.
The following report presents the Process of control and governance of GCO's products.
Information regarding the Conflict of Interest Policy applicable to the distribution of the Company's insurance-based investment products (IBIPs).
Information on the merger by absorption of Nortehispana de Seguros y Reaseguros, SA.U. (the "Absorbed Company") by Occident GCO, S.A.U. de Seguros y Reaseguros (the "Absorbing Company").
Pursuant to the provisions of article 46, in connection with articles 5.6 and 7.1, of Spanish Royal Decree 5/2023 of 28 June, approving a new regime on structural modifications of commercial companies, the following documents relating to the abovementioned merger are available for downloading and printing:
The Annual Report of the Shareholder Engagement Policy is available via the following link to GCO Gestión de Activos, the management company's website.
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Informe sobre la Situación Financiera y de Solvencia principado de Andorra
eng-DOC_SFCR_Andorra.pdf, 331KB
Solvency and Financial Condition Report 2023
DOC_2023_sfcr.pdf, 2207KB
Solvency and Financial Condition Report 2022
eng-DOC_2022_sfcr_sco.pdf, 1526KB
Solvency and Financial Situation Report 2021
eng-DOC_2021_sfcr_sco.pdf, 3574KB
Solvency and Financial Situation Report 2020
eng-DOC_2020_SFCR SCO.pdf, 2231KB
Solvency and Financial Situation Report 2019
eng-DOC_20200403_Inform_Situacion_Financiera_Solvencia_SCO.pdf, 15467KB
Solvency and Financial Condition Report 2018
eng-DOC_Informe_sobre_Situacion_Financiera_y_de_Solvencia_2018.pdf, 2552KB
Solvency and Financial Situation Report 2017
eng-DOC_Informe_sobre_Situacion_Financiera_y_de_Solvencia_SCO_2017.p.pdf, 7255KB
Solvency and Financial Situation Report 2016
eng-DOC_Informe_sobre_ Situacion_Financiera_y_de_Solvencia_SCO.pdf, 15467KB
Common project for merger by absorption.
Proyecto_comun_fusion_completo.pdf, 907KB
Report of the directors on the effects of the merger by absorption.
Informe_de_los_administradores_sobre_efectos_fusion.pdf, 306KB
Annual Accounts (including the balance sheet that will serve as the merger balance sheet) and directors' report of Occident GCO, S.A.U. de Seguros y Reaseguros for 2023, together with the corresponding audit report.
CCAA_OCC_GCO_2023_Informe_auditoria.pdf, 17375KB
Annual Accounts and directors' report of Occident GCO, S.A.U. de Seguros y Reaseguros for 2022, together with the corresponding audit report.
CCAA_OCC_GCO_2022_Informe_auditoria.pdf, 13531KB
Annual Accounts and directors' report of Occident GCO, S.A.U. de Seguros y Reaseguros for 2021, together with the corresponding audit report.
CCAA_OCC_GCO_2021_Informe_auditoria.pdf, 578KB
Annual Accounts (including the balance sheet that will serve as the merger balance sheet) and directors' report of Nortehispana de Seguros y Reaseguros, SA.U. for 2023, together with the corresponding audit report.
CCAA_NH_2023_Informe_auditoria.pdf, 25135KB
Annual Accounts and directors' report of Nortehispana de Seguros y Reaseguros, SA.U. for 2022, together with the corresponding audit report.
CCAA_NH_2022_Informe_auditoria.pdf, 24074KB
Annual Accounts and directors' report of Nortehispana de Seguros y Reaseguros, SA.U. for 2021, together with the corresponding audit report.
CCAA_NH_2021_Informe_auditoria.pdf, 22828KB
Current Articles of Association of Occident GCO, S.A.U. de Seguros y Reaseguros.
Estatutos_vigentes_Occident_GCO.pdf, 1334KB
Current Articles of Association of Nortehispana de Seguros y Reaseguros, SA.U.
Estatutos_vigentes_NH.pdf, 2583KB
The identity of the directors of Occident GCO, S.A.U. de Seguros y Reaseguros and Nortehispana de Seguros y Reaseguros, SA.U. and the date from which they have held their positions, stating that the directors of the Absorbing Company will remain the same after the merger.
Identidad_administradores.pdf, 134KB