Business

Insurance for business premises

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What makes our business premises insurance different

We have designed our business premises insurance to protect your assets through extensive coverage. It doesn't matter if you own a store, pharmacy, optician or beauty salon. The product's flexibility allows you to prepare a specialised offer aimed at insuring any commercial premises destined to retail sales or the provision of services.

Revaluation of capital

The insured capital will be revalued annually without having to carry out any procedures.

Payment in instalments

For your convenience, you can divide the payment of your insurance as best suits you, on a quarterly, half-yearly, annual basis, etc.

We claim on your behalf

In the event of damage caused by third parties to your premises, our legal service team will take responsibility for claiming on your behalf so that you can focus on your business activity.

What this commercial premises policy covers

Caused by fire or explosion: including damage to awnings or canopies on terraces.
To foodstuffs: kept in cold stores.
By water: from other premises, leaks, failure to turn taps off, etc.
Electric: short circuits, power cuts, etc.

Of operations, including food poisoning.

Including dispensing machines, if they are owned by you.

Rain, wind, hail, etc.

Of the fixed costs incurred by the business while the incident is being repaired.

Mirrors and glass, signs and illuminated signs, marble, sanitary ware, glass ceramics, etc.

Computers, peripherals, etc.

Cold stores, ovens, etc.

We protect the interests of your business premises.

Services included in business premises insurance

360º service for your business

The best professionals available for any unforeseen event on your premises.

24 hours a day, 365 days a year.
Emergency locksmith and electrician.
Includes security staff.

Go to Assistance

Your IT equipment always ready and working

Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.

Remotely or at your home, if necessary.
24 hours a day, no waiting.
1 free annual maintenance check.

Go to Online computer assistance

FAQs

The building comprises the premises occupied by the business. It also includes structural and building elements (such as windows, awnings, blinds, etc.), water, electricity, gas and air-conditioning equipment, outdoor lamps and fences, and fitted carpets, signs, etc.

The contents of your business would consist of all the property you own, such as machinery and equipment, goods for sale, decoration objects, etc.

The online computer support service includes a team of experts who will answer your questions regarding the computer equipment you use in your business, regardless of the operating systems (Windows or Mac), as well as the computer tools for commercial use that you normally use. You will also receive advice on equipment purchases, back-up copies, etc.

You can access the computer support service, 24 hours a day, 365 days a year.

Yes. We will send you a locksmith to open the door. Travel and labour expenses are included.

FAQs

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Commercial premises

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Insurance for business premises

What makes our business premises insurance different

Revaluation of capital

Payment in instalments

We claim on your behalf

What this commercial premises policy covers

Damage

Civil liability

Theft and damage

Weather phenomena

Reimbursement

Breakages

Office equipment

Breakdown of machinery

Claims and legal defence

Services included in business premises insurance

Assistance

Online computer assistance

360º service for your business

Your IT equipment always ready and working

FAQs

What does the building include in this type of insurance?

What does contents mean?

What is included in the online computer support service in the business premises insurance?

Is an emergency locksmith included in the event that I cannot enter my business?

Consult documentation

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