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Transport and goods insurance

Types of transport policy

Choose your transport and goods insurance

If you buy and sell goods, are a carrier or a logistics company, we have different types of transport policy that cover the material damage which your goods may sustain during transport by land, sea or air, both in this country and abroad.

Insurance for Transport Companies

Protect any damage to the goods you are transporting.

  • National and international scope.
  • Includes transport company liability.

Freight transport insurance

Protection by land, sea or air.

  • National and international scope.
  • Adapted to suit any means of transport.

CMR Insurance

Comply with the Convention on the Carriage of Goods by Road (CMR).

  • You are interested if your scope is international.
  • Includes transport company liability.

LOTT insurance

Comply with the provisions of the Land Transport of Goods Contract Law (LCTTM).

  • You are interested if your scope is national.
  • Includes transport company liability.

Types of transport policy

Category that covers the goods corresponding to sales, purchases or both, or the volume of goods transported during the year. This entails payment of a deposit premium that is adjusted at the end of the year.

A temporary policy that insures the goods on a single journey or a fixed number of journeys, at the end of which the policy is automatically cancelled.

Coverage for one year of goods transported in specific vehicles identified in the policy by their number plates.

A type of policy without a deposit premium that requires each transport operation to be declared. The amount will be adjusted at agreed intervals, for example, every month. This type of policy is suitable for policyholders who regularly and frequently make similar shipments of goods.

Why transport agencies entrust Occident with protecting their goods.

Professional support

We have a team of specialist professionals dealing with and advising on the transportation of goods.

International cover

We offer cover for your goods during its distribution in Spain as well as during exportation or importation thereof.

Any means of transport

Insurance designed to be adapted to suit any means of transport, whether land, sea or air.

FAQs

Our transport and freight insurance is intended for all owners of goods, carriers, and transport and logistics companies who want to protect themselves against possible damage to goods sustained during transport, loading and unloading.

We adapt to suit your needs, which is why we offer you various ways of taking out our insurance policies, such as an annual policy based on regularisable turnover, by number plates, a travel policy or a floating policy based on declarations.

Our transport policies are flexible and adapt to the geographical area you need. The most extensive option offers protection throughout the world, except for countries engaged in armed conflict or subject to commercial restrictions.

If you are a land transport company and your scope of transport is international, you at least need to take out transport company insurance with at least contractual liability coverage in compliance with the Convention on the Carriage of Goods by Road (CMR) relating to the contract for the international carriage of goods by road. This will cover your liability for the goods you transport up to the maximum €/kg currently payable.

If you transport goods by land within this country, you need insurance for carriers with at least coverage for contractual liability in accordance with the provisions of the Law on Contracts for the Transport of Goods by Land (LCTTM). This will cover your liability for the goods transported up to the maximum €/kg currently payable.

FAQs