Cyber risk insurance for companies

All small and medium-sized companies that use IT systems in their day to day operations who are interested in protecting their activities and their data, given the rising frequency of cyber attacks.

Any company that stores, handles or transmits data is exposed to cyberattacks and must take the necessary measures to protect it and comply with current data protection regulations.

Because every day in Spain attacks are carried out on corporate security systems in all sectors (not just the technology sector). Specifically, attacks on SMES have increased in recent years, as they have lower levels of protection than large companies.

Furthermore, the average cost of the losses incurred on these situations increases every year, as do the different routes criminals use to access information, from hacking or malware (a virus) to hijacking systems and data to demand a ransom.

Different situations may arise depending on the severity of the cyber-attack, including operational difficulties due to inability to use the systems affected, economic losses due to not being able to perform your activity as normal, sanctions imposed by regulatory data protection bodies, or damage to the image and reputation of your brand.

Cyber risk insurance for companies will help you implement a risk prevention plan and will also provide you with coverage to resolve the consequences of a cyber-attack.

Yes. Our website offers you access to a broad range of preventive services in the field of computer security and direct access to professional experts who will assist and advise you in all matters relating to the prevention of cyber-attacks.

The services available not only cover advice, but also, where necessary, certain applications can be installed on your systems to mitigate the risks and their consequences.

Yes. Among the different applications that are installed on computers, there is an anti-ransomware application that reduces the risk of certain files, programs or documents being locked, which can only be unlocked after payment of ransom. This application largely prevents cyber-attackers from being able to lock them.

Yes. You will have a space in the cloud featuring a capacity of 512 GB for you to store backup copies of the data that you deem most relevant to your company and that are safe from any attack or possibility of loss.

Yes. Cybersecurity experts will thoroughly check the computers, verifying the existence of defence barriers that prevent or minimise the possibility of malicious intrusions into computer systems. In the case of antivirus, they will verify the level of protection they provide against possible malicious intrusions.

Yes. When this type of equipment disappears, our systems will activate geolocation that allows the item to be recovered or disabled.

If the specific guarantee has been taken out and up to the agreed limits, the policy covers compensation for consequential losses due to stoppage of activity that exceeds a certain period of time and which causes loss of turnover or the incurring of reasonable extraordinary expenses to prevent precisely this loss of turnover.

Yes. As a result of a cyberattack, certain data regarding the company's customers may be used fraudulently or maliciously and may result in claims for civil liability. Such liability may lead to compensation, defence expenses and bonds, which, if the specific guarantee has been taken out, will be covered by the policy up to the limits agreed.

They are also included. In the case of the company name, websites, brands and so on being used maliciously, possible reputational damages are incurred which must be managed with specific communication campaigns or notifications which, in the case a guarantee has been taken out, will be covered by the insurance policy up to the agreed limits.

Yes. These are costs necessary for managing crises arising from the possible leakage of personal data due to malicious acts committed by cyberattackers and which, if the specific guarantee has been taken out and up to the agreed limits, will be covered by the insurance policy.