Insurance for cyclists and bicycles

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What makes our bicycle insurance different

At Occident we have designed a bicycle insurance policy that gives you the best assistance while protecting your bike from damage and theft. We will make sure that you are protected against any unforeseen event whether your hobby is cycling or you are a professional cyclist.

The best on the market

We offer you the widest and best coverage on the market, so that you can enjoy your rides to the fullest.

Bike theft

Our insurance covers and indemnifies you for the theft of your bicycle both inside and outside your home.

Healthcare

If you have a fall in which you have difficulty moving, a rescue team will come to pick you up and assist you.

What our bicycle and cyclist insurance covers

Our bicycle insurance covers compensation for damage you may cause to third parties in the event of an accident.

If your bike is stolen, with our Cyclist and Bicycle Insurance you will be reimbursed the maximum value of the vehicle.

If you have an accident with your bicycle, you will be entitled to compensation and health care in the event of death or permanent disability.

We will compensate you for damage to your bicycle caused by an accident, as well as for the cost of repairing the damaged parts or replacing them.

With Occident's bicycle insurance you will also get a full travel assistance service that will cover, among other costs, the travel expenses of a companion in the event of hospitalisation of the insured party due to an accident, as well as those involved in the rescue and collection of the bicycle.

Services included in this bicycle insurance

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

FAQs

On day rides. In the event of an unforeseen event during the trip, your bicycle may be seriously damaged. In such cases, the repair or the cost of parts will be covered up to the declared limit.
On multi-day outings. Are you going to do the Camino de Santiago? If you have an accident that requires you to be hospitalised for a few days, you will be covered for travel, the transfer of the bicycle to your home and the stay of a companion.
In case of injury in a traffic accident. Besides having coverage for emergency assistance, medical and transport costs, among others, a legal team will also take care, if necessary, of claiming damages from the other party.

If you cause damage to a third party in an accident, the civil liability coverage will take care of any possible claims that this third party may make against you, and pay, where necessary, the relevant compensation.

This insurance policy may cover mobility on your electric bicycle, with personal injury and liability covered. If your bike is high-end and expensive, we recommend that you contact an agent. Call 917 83 83 83 or contact us on this page to ask us.

FAQs

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Insurance for cyclists and bicycles

What makes our bicycle insurance different

The best on the market

Bike theft

Healthcare

What our bicycle and cyclist insurance covers

Civil liability

Theft and robbery

Accident Insurance

Damage to your bicycle.

Travel assistance

Services included in this bicycle insurance

Legal advice helpline

Telephone medical advice

A lawyer when you need one most

A doctor at your disposal 24 hours a day

FAQs

When might I need insurance of this kind?

In the event of an accident, how does the insurance cover civil liability?

Is it a policy for electric bicycles too?

Consult documentation

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Individual civil liability insurance

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