Why take out motorcycle insurance with Occident?
Our motorcycle insurance gives you protection tailored to suit your vehicle and equipment: we also cover your helmet and motorbike clothing. You will have roadside assistance at all times and a legal team will appeal your fines for you.
What our motorcycle insurance covers
We are liable for any damage you may cause to third parties while using your motorcycle:
- Compulsory and supplementary civil liability
- Civil liability as a pedestrian or cyclist
- Civil liability in the event of fire: coverage in case a fire on your motorbike causes damage to third parties.
Have you had an unexpected incident on the road? With our motorcycle insurance you will have roadside assistance all year round and at any time of the day, including a towing service. The assistance includes both the driver and the passenger.
If you are required to take a course to recover the points lost due to accumulated offences, we will cover the costs of the course so that an amount to defray the expenses related to the partial recovery of assigned points or the recovery of the licence, such as, for instance, taking road awareness and re-education courses.
The courses must be taught by an officially recognised centre and you will have to prove that you have taken them.
If you are involved in criminal and administrative proceedings as the driver of your motorcycle we provide you with legal assistance, also in the event that it is necessary to resort to administrative litigation. We assume:
- Solicitors' and barristers' fees and expenses.
- Court fees and fees for the granting of powers of attorney.
Motorcycle insurance covers repair of damage that may occur to your vehicle as a result of a collision with a big game animal.
Protect your motorcycle against damage caused by exposure to adverse weather.
Services included in our motorcycle insurance
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
We take care of you and your vehicle
Receive comprehensive roadside protection in the event of a mishap.
- 24 hours a day, 365 days a year.
- National and international coverage.
- Rescue, towing, wheel replacement and much more.
We help you to appeal against your fines
Do you disagree with a fine you have received? Leave it to us.
- In under 1 minute.
- Without leaving the house.
We notify you of your traffic fines
Receive information immediately if you are fined.
- Appeal before the deadline.
- Reduce the fine by 50% thanks to prompt payment.
- Total privacy.
FAQs
Yes, all motor vehicles must have at least compulsory civil liability insurance in order to be able to travel on the road.
It is essential that you notify us of the claim as soon as possible. We provide you with a 24-hour telephone service so that you can inform us of any incidents and we can start to deal with them. Get in touch with us by calling 917 83 83 83. Remember that you must have the details of your motorbike, your insurance and the accident report, if you have one.
Motorbike insurance papers are no longer included in compulsory documentation, but it is advisable to carry them with you. Whilst it is information that the agents can check online, through the Information File of Insured Vehicles, in the event that they cannot access them, you must take them to the Traffic Headquarters within 5 days. If you have them with you, you can avoid this possible inconvenience.
Taking out motorbike insurance online is a simple process that guarantees you the peace of mind of being protected by Occident.
Press the button to request the price of motorbike insurance, complete the form with your phone number and we will call you as soon as possible. We will answer any questions you have, offering you a price tailored to the coverage you need. You will also have the option to buy the insurance directly at that time.
Driver's age and length of time holding a driving licence
The less experienced the rider, the higher the premium you will have to pay for your motorcycle insurance.
Place of residence
The geographic location in which you live also influences the price, as the state of the roads and the weather affect driving.
Age and engine capacity of the motorcycle
Data shows that the higher the engine size, the more likely you are to have an accident. On the other hand, the age will also influence the frequency of visits to the garage.
If you're looking for the best insurance for a 125cc motorbike, we encourage you to leave us your details and tell us what you use your motorbike for. Keep in mind that certain factors may vary the amount of your premium, such as if you park it outside or in a car park.
Our comprehensive motorbike insurance offers several important types of coverage, such as third-party liability, roadside assistance, licence points recovery, and legal defence for criminal and administrative claims. It also covers other damage, such as collisions with game animals.
We also include useful services like medical guidance and legal advice over the phone, as well as help to defend yourself against traffic fines and notifications of violations. With these types of coverage, you can enjoy greater peace of mind while riding your motorbike.