Electric Vehicles insurance

hybrid electric car insurance

What makes our electric car insurance different

With our insurance for electric and hybrid cars we are committed to the environment. Electric Vehicles is an insurance policy that is committed to the development of mobility, providing coverage for specific elements of this type of car and taking into consideration their technical requirements and specific features: a new car insurance policy for a new form of mobility, yours.

Cable and charging station

Includes in the damage guarantee both the charging cable and the private charging station for your electric vehicle.

Theft of batteries

We ensure the replacement of the same model of batteries in cases where there is also damage to the rest of the vehicle.

Charging points

We provide you with updated information on the nearest operational charging points to your location.

Travel assistance

We tow your vehicle if it stops due to insufficient charge. And we give you the possibility of recharging it on the spot.

Damage due to a cyberattack

Protect material damage to your car resulting from accidents caused by a cyberattack.

Replacement vehicle

If you need it, you will have a replacement vehicle at your disposal, preferably with an Eco or 0 emissions label.

What our insurance for electric cars covers

If you have an incident with your electric vehicle, the following are covered:

  • Damage and the cost of ITV inspection as a result of the incident.
  • Compensation for batteries at their real value.
  • Cleaning the interior of the car if injured persons have to be transported in it.
  • Damage to tyres if there are other problems with the car.

Electric Vehicles insurance includes coverage of both the charging cable and the private charging station.

  • Compulsory and supplementary civil liability.
  • Civil liability as a pedestrian or cyclist.
  • Damage caused to third parties by the insured as a pedestrian or cyclist.

In the event of theft of the batteries or if they catch fire or explode, they will be covered when there is also damage to the rest of the vehicle.

  • Unlimited healthcare at associated centres.
  • Psychological assistance in serious situations.
  • Claims and legal defence team.
  • Breakage of glass.
  • Breakdown truck and roadside assistance from the first kilometre.
  • Damage to the vehicle due to collision with wild and domestic animals.
  • Damage to the vehicle caused by hail, snow, rain, etc.

Services included in our electric car insurance


Yes. Occident insurance for electric and hybrid vehicles covers any potential problems that may occur with the cable: including both damage and theft.

Our insurance for hybrid and electric cars covers the battery if it catches fire or is stolen. In addition, if you take out replacement vehicle coverage, we will provide you with an ECO or 0 Emissions vehicle, so that you can continue with your day-to-day activities.

Yes, our insurance also covers any issues that may occur with the charging station at your home.


Consult documentation