Health insurance for self-employed workers

Healthcare insurance for self-employed workers

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What makes our medical insurance for the self-employed different

Healthcare insurance for the self-employed is the comprehensive solution Occident has designed to cover all the medical needs you may have as a self-employed worker. You will have access to a comprehensive medical directory and the best healthcare, surgical and hospital care for you and your family.

Everything you need

Access the nest medical centres with hospital and surgical services, a 24-hour telephone medical line and a fast response for authorisations.

In the best hands

Our extensive medical directory allows you and your loved ones access to the best care, and the most prestigious professionals and medical centres.

Advanced treatments

We offer you the a medical insurance for the self-employed with the most innovative treatments in renowned centres, such as the Teknon Clinic and the Quirón Group.

Pharmaceutical expenses

We will reimburse you for the cost of prescribed generic and non-generic medication.

Personal care

You will also have access to cosmetic surgery treatments, wellness services, sports check-ups and so much more at discounted prices.

Copayment

Choose the co-payment method that best suits your needs and also your pocket from the copayment options 0, 5, 20 and Advance.

What does our Healthcare insurance for self-employed workers cover?

You have access to an extensive medical directory, covering all medical and surgical specialities and also including hospital admissions:

Primary medicine.
Hospitalisation.
Emergency healthcare.
Medical specialities.
Diagnostics.
Special treatments.
Preventive medicine.
Obstetric and newborn care.
Alternative medicine, homeopathy and acupuncture.

With the Healthcare for the self-employed, you can choose a specialist from among nearly 50,000 highly qualified professionals who make up our nation-wide medical directory.

You will also have access to a wide selection of top-class hospitals and the most advanced medical and surgical techniques.

If your usual gynaecologist or your children's paediatrician are not listed in our medical directory, you can go to them (or others of your choice) and then request reimbursement.

You will also receive reimbursement of pharmaceutical expenses for generic medication prescribed by the professionals in our medical directory.

Reimbursement for gynaecological and paediatric care: 80% of the invoice (*)

Reimbursement of pharmaceutical expenses: 50% (*)

_{(*) up to the established benefit limits.}

Access different preventive child health programmes such as general examination, blood and urine tests, and vaccination.

Our health insurance for self-employed workers includes preventive programmes for gynaecological health and breast pathologies, cardiovascular risk and early detection of prostate pathologies.

The Healthcare card gives you access to exclusive services such as Dental health, Second medical opinion and Telephone medical advice.

Access to treatment for cosmetic surgery, laser treatment in ophthalmology, sports check-ups, detection of colon cancer, lung cancer, etc. in affiliated centres with co-payment.

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Our categories of medical insurance for the self-employed

Policy without copayment, i.e. no payment is required for visits, tests or treatment sessions.

With this option, your first 15 medical visits each year will not be subject to copayment. From the 16th onward, you will be covered by the copayment 20 scheme.

If you opt for the Copayment 5 scheme, you will pay 5 euros for each visit to your specialist.

Copayment 20 is a more flexible version of our Salud healthcare insurance for the self-employed, with which you will pay a maximum of 20 euros for medical consultations.

Services included in our Healthcare insurance for the self-employed

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Courtesy service

Get a second diagnosis for greater peace of mind

A team of professionals will analyse your case, issue a second medical opinion, and advise you on the most appropriate treatment.

Without leaving home.
For serious illnesses.
Also in the event of surgical procedures.

Go to second medical opinion

Find your closest medical centre

Choose from more than 49,000 professionals and 450 clinics and hospitals.

Go to the medical pool

Choose your dental clinic

Over 3,500 clinics and dentists serving every province in the country.

Go to dental pool

Request your medical authorisation

Do you need to take a test or have medical treatment? Ask for prior authorisation.

Request your authorisation

Healthcare insurance for self-employed workers

What makes our medical insurance for the self-employed different

Everything you need

In the best hands

Advanced treatments

Pharmaceutical expenses

Personal care

Copayment

What does our Healthcare insurance for self-employed workers cover?

Medical directory

Free choice of medical professional

Reimbursement

Preventive medicine

Healthcare card

Personal care

Are you already insured?

Our categories of medical insurance for the self-employed

Copayment 0

Advance

Copayment 5

Copayment 20

Services included in our Healthcare insurance for the self-employed

Legal advice helpline

Telephone medical advice

Second medical opinion

A lawyer when you need one most

A doctor at your disposal 24 hours a day

Get a second diagnosis for greater peace of mind

Find your closest medical centre

Choose your dental clinic

Request your medical authorisation

Consult documentation

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