Civil Liability

Civil Liability Insurance for the self employed

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What makes our civil liability insurance for the self-employed different

The aim of Civil liability insurance for the self employed is to ensure the continuity of your professional activity or business in the event of any unforeseen circumstances that involve the payment of compensation for damage to third parties. It also covers expenses arising from legal defence if necessary.

For every activity

Choose the category of civi liability insurance that best suits your professional activity as a self-employed professional.

Broad indemnities

We offer you broad compensation limits for each of the covers from which you can choose according to your business.

Complete protection

We guarantee from possible third-party compensation claims to legal expenses and defending your interests.

What our civil liability insurance covers

We will take care of indemnities resulting from claims for damage caused to third parties which may arise within the scope of your normal business activity. Among the situations covered are:

The carrying out of the business activities specific to the company whether inside or outside your premises
Your employees' actions in the performance of their professional activity.
Any damage arising from using machinery employed in the normal work carried out by the company.
Storage and transportation of merchandise object of the commercial or industrial process.
Damage that may arise as a result of your company participating in trade fairs and exhibitions.

We take on your defence in civil or criminal proceedings as well as judicial and extrajudicial costs and expenses inherent to the claim received.

Furthermore, In addition, we cover setting up any bonds required to cover your civil liability.

If you employ staff in your activity as a self-employed worker, you will receive our support when you take out claims arising from personal damage that may arise as a result of a work-related accident.

We offer you protection in the event of claims for damages for which you might be liable, caused to third parties by the building where your company and its fixed installations are located.

If your office or business is in a rented building or premises, we offer you coverage for any compensation that the owner claims for damage caused by fire, explosion or water.

Whether you are self-employed or involved in the production of goods or work of any description, you will be interested in being protected if any claims arising from this work or from damage that could be caused by your products, once they have been supplied or delivered.

Services included in our Civil Liability Insurance for the self-employed

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

FAQs

Countless examples can be presented in which good civil liability insurance is key to safeguarding a company's economy:

When a construction worker accidentally knocks a brick loose and causes material damage to a parked vehicle.
In the case of bodily injury suffered by the insured party due to an accident at work.
While the insured party is installing a window which accidently falls and causes personal injury to a person walking in the street.
When carrying out plumbing or maintenance work, a water pipe breaks and causes damage the home below.
While the insured party is engaged in a welding activity and causes a fire in the customer's building.

FAQs

Civil Liability Insurance for the self employed

What makes our civil liability insurance for the self-employed different

For every activity

Broad indemnities

Complete protection

What our civil liability insurance covers

General or operations civil liability

Includes legal defence and bonds

Employers' civil liability

Property civil liability

Tenants civil liability

Products or post work civil liability

Services included in our Civil Liability Insurance for the self-employed

Telephone medical advice

Legal advice helpline

A doctor at your disposal 24 hours a day

A lawyer when you need one most

FAQs

What type of situations can be covered by civil liability insurance for professionals?

Consult documentation

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