Occident Renta Fija, FI

Practical information Occident Renta Fija, FI

Subscription from €600.
Extraordinary contributions from €300.
Contributions planned from €1,200/year, choosing the frequency of payment.
Distribution of income, where the participant chooses the payment and the period.
No penalty for total or partial reimbursements and immediate liquidity.
No tax penalty on transfers between funds of the same or another company, complying with the requirements of current regulations.

How? You will receive a regular income from your investment fund without expenses or fees, for the term you choose.

When? Monthly, quarterly, half-yearly or annually, with a minimum amount of 100 euros per collection, with total flexibility to modify, suspend or take it out again.

Why? Complement your income, make your savings profitable and take advantage of the best tax conditions.

Who? All the participants in the investment fund.

This operation prevents entries and exits from the investment fund at the worst moments of the markets, mitigating volatility and always seeking to maintain the investment and obtaining a return on the opportunities offered at any given moment.

And all this with the best tax treatment, since in all cases tax is only paid on the part of the income gains that are paid and not on the entire amount received according to the current regulations.

Formula that allows planning a systematic savings plan to establish the amount and frequency.

How? By making regular contributions to the investment fund without expenses or fees, for the term you choose.

When? Monthly, quarterly, half-yearly or annually, with a minimum amount of 1,200 euros per collection, with total flexibility to modify, suspend or take it out again.

Why? To plan your savings, make a return on them and benefit from improved taxation.

Who? All the participants in the investment fund.

This CII applies Socially Responsible Investment (SRI) criteria, which is why its investments will be guided by sustainable and financial principles.

The fund invests in national or international fixed-income securities from public or private issuers from the OECD, denominated mainly in euros.

The minimum fixed-income rating will correspond to the investment grade category (from BBB-) according to the average of S&P or the equivalent of other rating agencies. However, the fund may invest in assets with a credit rating at least the same as that of the Kingdom of Spain at any given time.

The average duration of the fixed-income portfolio will be at least two years.
Exposure to currency risk will not be any greater than 10%.

Occident Renta Fija, FI performance

The management objective is to maximise the return/risk ratio. The fund is active and management is not based on any reference rate. Past returns do not guarantee future returns.

Fund performance

Individual return (% not annualised)	Returns
Yearly total	2.81
Last quarter	1.33
Q1	0.76
Q2	0.17
Q3	0.53
2022	-2.62
2021	-0.86
2020	-0.58

Fund composition

Pie chart showing the percentage distribution of the fund's composition.

Fund return

General data	2S 2023	1S 2023
Assets	8545.631	9311.05
No of shares	752261.25	772989.93
Nº partícipes	1053	1081
Inversión mínima inicial (euros)	600	600

Fund performance

General details (Assets/NAV)	Assets at end of period (thousands of euros)	NAV at end of period
Report period	8545.631	11.3599
2022	9311.05	11.049
2021	9732.874	11.3464
2020	11622.58	11.4448

Fund performance

Individual return (% not annualised)	Returns
Yearly total	2.81
Last quarter	1.33
Q1	0.76
Q2	0.17
Q3	0.53
2022	-2.62
2021	-0.86
2020	-0.58

Fund performance

Expenses (% of average assets)	Total cost ratio (1)
Yearly total	0.63
Last quarter	0.16
Q1	0.16
Q2	0.15
Q3	0.15
2022	0.62
2021	0.62
2020	0.61
2018	0.61

(1) Includes all direct expenses incurred in the period concerned: management fee, depository fee, audit, banking services, and other current management expenses, as a percentage of average assets for the period. In the case of funds/subfunds that invest more than 10% of their assets in other Collective Investment Undertakings, this ratio includes, in addition to the above, indirectly incurred expenses related to these investments.

Fund performance

Limits of returns (2)	Minimum return (%)	Return on date	Maximum return (%)	Return on date
Current quarter	-0.07	08/12/2023	0.11	01/12/2023
Last year	-0.16	16/03/2023	0.33	15/03/2023
Últimos 3 años	-0.35	18/03/2020	0.28	14/04/2020

(2) Figures are only reported for asset classes at least as old as the reporting period, and provided there has been no change to the fund allocation. The figures refer to the highest and lowest yields between two consecutive asset value dates. Asset values are calculated daily. Be aware that past performance is not an indicator of future yields. Only reported if a consistent investment policy was employed throughout the period.

Net Asset Value

Changes in net asset value over the last 5 years

Sharpe Ratio

	Sharpe
OCCIDENT RENTA FIJA FI	0
Benchmark	0

Fees applied

Fees applied during the period to the average assets	%	Calculation basis
Annual management fee	0.5	Patrimonio a valor efectivo
Annual depository fee	0.05	Patrimonio a valor efectivo
Cost of the financial advisory service	0	No aplica

Investor profile

Sustainability information

This investment fund promotes environmental or social characteristics and although it does not aim to invest sustainably, it will have at least 50% of sustainable investments with an environmental or social objective.

Who is it designed for?

It is intended for retail investors with the capacity to take losses in relation to the level of risk of the fund and taking into account the investment time horizon indicated for the fund.

Occident Renta Fija, FI

What makes Occident Renta Fija, FI different

Services included in our fund Occident Renta Fija, FI

Financial advice

Non-independent financial advice.

Practical information Occident Renta Fija, FI

Available operations

Distribution of income

Systematic contribution

Investment fund composition

Occident Renta Fija, FI performance

Fund composition

Investor profile

Sustainability information

Who is it designed for?

Sustainability information

Who is it designed for?

View the documentation. Occident Renta Fija, FI

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