Car insurance

Car insurance

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Why our customers choose Occident car insurance

Travel assistance from 0 km

Whatever happens, we will be with you from the instant you sign your policy with Occidente.

Personalised Customer Service

We will be by your side from day one, resolving any queries and any incidents individually.

The best professionals

Taking out car insurance with us means always having skilled mechanics at hand through our AutoPresto network of garages.

How this policy protects you

Your vehicle

Your liability

You and your family

Your interests

Your peace of mind

Your fines

Compare the coverage of our car insurance policies

	Fully comprehensive with excess Protection for you and third parties	Fully comprehensive with maintenance excess Economical premium without foregoing any coverage	Fully comprehensive with no excess We cover everything, absolutely everything
Damage to own vehicle without excess, fire and theft	Included	Not included	Not included
Personal belongings and luggage	Optional	Optional	Optional
Optional excess equipment	Optional	Optional	Optional
Game and domestic animals	Included	Included	Included

	Third parties What's most important, perfectly protected	Full third-party Greater protection, greater peace of mind.
Damage to own vehicle without excess, fire and theft	Not included	Not included
Personal belongings and luggage	Not included	Optional
Optional excess equipment	Not included	Optional
Game and domestic animals	Included	Included

See all types of coverage

FAQs

Basic third-party car insurance is the most economical insurance, since it includes those essential coverages that comply with the law. Yet, for a little more, we offer you our full third-party Car Insurance to extend your level of coverage to include fire and theft.

Choosing your car insurance will primarily depend on your needs and those of your car.

The age of your vehicle is important: if it is new, given its recent purchase value, we recommend having comprehensive car insurance for total protection.
The use and mileage per year will also have an influence: How you use your car is also a factor in choosing the type of insurance: the needs and probabilities of suffering a mishap vary depending on whether the vehicle is used more or less frequently.

With your Occident car insurance you will benefit from a series of exclusive services to repair your car in the event of an accident, our network of AutoPresto garages, where you will enjoy interesting advantages such as:

Courtesy vehicle.
€60 discount on each excess.
Immediate assessment of your vehicle and preferential service.
Keeping the discount level of your policy.
Vehicle collection and delivery service to your home.
Interior/exterior cleaning service and general condition check of your vehicle.
Guarantee of up to 3 years for all repairs.

It is no longer compulsory to carry your original insurance papers in your car along with the most recent bill. Traffic police officers can verify your details through the FIVA (Information File on Insured Vehicles). If they cannot carry out the check, you must submit the receipt or proof of insurance within 5 days at the Traffic Headquarters.

Here are the vehicle documents you should carry with you

Yes, all cars must have at least one insurance policy with civil liability cover, even if it is a collector's car that is going to be parked in your garage.

It's not possible. Foreign-registered cars must be insured in their country of origin.

Date of driving licence

Your years of driving experience are a major element in determining your insurance premium.

Value of your vehicle

Your insurance premium will vary depending on the make and model of your vehicle.

Age of the person driving

The age of the driver will also play a role in determining the price.

FAQs

Choose from all our car insurance policies

Comprehensive Car Insurance with excess

Fully comprehensive car insurance with no excess

Basic third-party car insurance

Full third-party car insurance

If you are a customer, you might also be interested in ...

Find your garage

Report a claim

Appeal a fine

Why our customers choose Occident car insurance

Travel assistance from 0 km

Personalised Customer Service

The best professionals

How this policy protects you

Your vehicle

Your liability

You and your family

Your interests

Your peace of mind

Your fines

Compare the coverage of our car insurance policies

Fully comprehensive with excess

Fully comprehensive with maintenance excess

Fully comprehensive with no excess

Third parties

Full third-party

FAQs

Which car insurance is the cheapest?

Which type of car insurance should I choose?

What are the advantages of taking my car to an AutoPresto garage?

Do I always have to carry my insurance papers in my car?

Is it compulsory to insure my car if I don't use it?

Can I insure a vehicle if it has foreign registration plates?

The factors that influence the price of car insurance

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