Health

Health insurance

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The best health insurance for you

Occident offers you different types of health insurance with complete coverage through its medical directory. It gives you access to centres specialising in personal care and pays you a daily allowance in the event of hospitalisation.

Healthcare insurance

Choose the copayment option you prefer and access the best private medical care.

Nearly 50,000 professionals and medical centres.
Keep your own paediatrician and gynaecologist.

Calculate your price

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Health Reimbursement Insurance

Guaranteed reimbursement of your medical expenses at any centre in Spain or abroad.

Worldwide coverage.
Dental services included.

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Health well-being Insurance

Your most affordable health insurance with a broad range of doctors at agreed prices.

The best professionals and healthcare centres.
No waiting lists or waiting periods.

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Senior health and well-being insurance

The most comprehensive health insurance for the elderly.

Extensive medical directory at special rates.
Free consultations for geriatrics, dietetics and psychology.

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Health hospitalisation benefit insurance

Receive daily compensation in the event of hospital admission.

Hospitalisation for any reason.
Access to an extensive medical directory with priority services.

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Medical directory

Health and well-being pool

Dental directory

Medical insurance authorisations

Request medical reimbursement

Manage Your digital health

Why families protect themselves with Occident health insurance

Personalised Customer Service

We will support you from day one, answering all your questions and providing the services you need.

Regular information

We are committed to offering you regular, useful, high-quality information, with the assistance of the best professionals.

Support and trust

We are a solid, solvent company, with more than one hundred years' experience.

Compare the coverage of our health insurance policies

	Salud Healthcare	Salud Mixed Reimbursement	Salud Prime Reimbursement
Medical directory	Included	Included	Not included
Reimbursement option (1)	Not included	Included	Included
Copayment	Included	Included	Not included
Daily compensation for hospitalisation in public centres	Not included	Included	Included

_{(1) The Reimbursement option applies when the professional does not belong to the medical directory.}

See all types of coverage

FAQs

The waiting period is the period during which certain insurance coverage cannot be used. In the case of our health insurance policies, this waiting time varies according to the type of test or treatment.

For example, in the Salud mixed reimbursement policy, a 6-month waiting period is established for certain diagnostic tests and hospitalisation, and there is a 10-month waiting period for pregnancy.

Pre-existing conditions are medical conditions that existed before a health insurance policy came into effect. As they existed before the policy was taken out, these conditions will not be covered by the company.

Copayment is the contribution of the insured person to the cost of a medical procedure. For instance, if a policy sets a co-payment of 20 euros for medical consultation, the insured party will have to pay this amount every time he/she needs to visit a specialist.

FAQs

Health insurance

The best health insurance for you

Healthcare insurance

Health Reimbursement Insurance

Health well-being Insurance

Senior health and well-being insurance

Health hospitalisation benefit insurance

If you are a customer, you might also be interested in ...

Medical directory

Health and well-being pool

Dental directory

Medical insurance authorisations

Request medical reimbursement

Manage Your digital health

Why families protect themselves with Occident health insurance

Personalised Customer Service

Regular information

Support and trust

Compare the coverage of our health insurance policies

Salud Healthcare

Salud Mixed Reimbursement

Salud Prime Reimbursement

FAQs

Are there waiting periods? What coverage do they affect?

What are pre-existing conditions?

What does "copayment" mean in health insurance?

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