What makes our family death insurance different
We protect the insured person and take care of their family. Our Death insurance policy offers support during the difficult times surrounding the death of a loved one: Specialist professional support is available from the start, with the necessary services arranged and offering you the guidance and care that the situation requires.
What our family death insurance covers
All the procedures and items related to the funeral will be covered.
You decide whether you want to include a place of rest for the remains of your loved one in your policy, allowing for the cost of a niche, tomb, grave or columbarium.
If the insured person dies away from their usual place of residence, national and international relocation is covered. Yes If the death occurs abroad or not in mainland Spain, the designated person accompanying the deceased will be entitled to receive the cost of a round-trip flight ticket or any other means of public transport of their choice to travel to the place where the deceased is and return with them.
You have the option to increase the level of protection with extra capital in the event of an accident. Take out additional capital of between €3,000 and €60,000, benefiting from a reduced rate when you jointly take out death and disability coverage and/or include more than one insured person.
You also have the option to receive financial support when you are hospitalised for at least 24 hours, whatever the cause. With a maximum of 90 days per year and €80 per day. This coverage is designed to cover unforeseen expenses during recovery.
Services available in our family death insurance
With you at those difficult times
We carry out the necessary procedures for you after a death.
- Pension application.
- Obtaining certificates.
- Cancellation of registration in the Spanish Social Security system
Someone to talk to, at any time
A team of psychologists by your family's side.
- 3 psychological support sessions for a family member, in person or via video call.
- 24-hour telephone psychological support, 365 days a year.
- Available for the first year after the death.
Help at home when it's needed most
We provide support in situations of dependency and accompany your family with home help when they need it most.
- Assistance in situations of dependency.
- Social and family support.
- Up to 20 hours of home help after the death of the insured party.
Comprehensive protection for the most important member of the family
We offer you a series of services designed to guarantee your pet care.
- Extensive veterinary pool.
- Free annual consultation and discounts on complementary tests.
- Cremation service.
We help you to manage your last wishes
Leave everything planned, easily and comfortably.
- 3 procedures in 1.
- Without leaving the house.
- With the advice of an expert.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
FAQs
Our Death insurance policy is for families who want the peace of mind of having all the necessary services available when a member of the family dies, without having to cover any unexpected expenses.
With our death insurance you get the provision of a funeral service in the event of death, whatever the cause and wherever it takes place, including all expenses and procedures required.
Yes. The policyholder, i.e. the contracting party, may include him/herself as the insured person or other persons. The policy can be for one person or more, depending on each customer's needs.
Yes. Death insurance can only be taken out up to 70 years of age, although there are circumstances that may vary this age limit. Please check with us for your specific case. Once the policy has been taken out, it will be renewed annually without an age limit until the death of the last insured person.
If you are 70 years old or older, we can offer you death insurance with a single premium (Senior Death). In this type of death insurance, you can also include other relatives. A single payment is made at the time of contracting and coverage is lifelong. Find out more on this website or at any of our branches.
Yes, Death insurance covers the transport of the insured party's body from anywhere in this country or abroad to the place in this country where the funeral service is to be held.
Death insurance guarantees the total amount specified in the insurance contract.
Not by this particular policy but we have a special solution for you, thanks to our Death with repatriation policy. You can find more information on this website or by contacting your Occident branch.