Comprehensive car insurance without excess | Occident

Fully comprehensive car insurance with no excess

What does our car insurance without excess involve?

This is the basic guarantee for you to be able to drive your vehicle without worrying about any damage that may be caused to third parties in the event of an accident.

In the event of breakage, we will immediately repair or replace the glass in your vehicle. And if necessary, our repair team will go to the address you indicate to avoid any further inconvenience.

You will have coverage for damage caused to your vehicle due to fire or explosion, whether or not it is being driven.

In the event of the theft of your vehicle, we will cover the cost of repairing any damage it may have suffered, whether the car itself is stolen or the theft has affected only a fixed part of your car

If you take out Occident's comprehensive car insurance with no excess, you will not have to bear any cost if there is a claim.

Can't use your vehicle? With this optional coverage, you will have a replacement car at the company's expense until you get yours back. If it has been stolen, you will have cover for up to 30 days.

With this optional coverage, we will pay for your vehicle's keys to be replaced in the event of loss or theft.

Services included in our Comprehensive car insurance with no excess

See all

We help you to appeal against your fines

Do you disagree with a fine you have received? Leave it to us.

In under 1 minute.
Without leaving the house.

Go to Defence against traffic fines

We notify you of your traffic fines

Receive information immediately if you are fined.

Appeal before the deadline.
Reduce the fine by 50% thanks to prompt payment.
Total privacy.

Go to Notification of traffic fines

If your car is a write-off, we offer you a replacement

Has your car been declared a write-off? We manage the search for and purchase of another vehicle for you.

Forget about the paperwork.
Keep your insurance policy's terms and conditions.
1-year guarantee.

Go to Your car for another one

We will take care of all the procedures for your car

From vehicle registration to purchase and sale contracts. Forget about paperwork.

More than a dozen procedures.
In less than 48 hours.
By specialised professionals.

Go to Vehicle management

Your car and you, more connected than ever

A smart device with exclusive services and additional protection for your vehicle.

SOS help button.
Geolocation in the event of theft.
Statistics on your driving style.

Go to E-car emergency

Your trusted workshop

Benefit from all the advantages of our AutoPresto workshop network: priority repairs, free cleaning and much more.

€60 discount on the excess.
Up to 3 years' guarantee.
Express repair.

Go to AutoPresto

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Are you already insured?

Improve your insurance with Occident.

We'll let you know so you can review it and help you make the change.

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FAQs

If you take out car insurance without excess, it means that, in the event of an accident or damage to the car, the insurer will be responsible for the cost of repair without the insured party having to pay anything beforehand. In other words, the insurer pays in full for the repair. If you have an insurance policy with no excess, you will therefore not have to pay anything.

Comprehensive car insurance with no excess means that the insured party will not have to bear any cost if there is a claim. The insurer takes care of any damage to the vehicle.

FAQs

Fully comprehensive car insurance with no excess

What makes our fully comprehensive car insurance without excess different

All-inclusive

Substantial discounts

Assistance from km 0

What does our car insurance without excess involve?

Civil liability

Vehicle glass breakage

Fire

Theft

Total coverage for damage to your car

Replacement vehicle

Cost of duplicate keys

Services included in our Comprehensive car insurance with no excess

Defence against traffic fines

Notification of traffic fines

Your car for another one

Vehicle management

E-car emergency

AutoPresto

Telephone medical advice

Legal advice helpline

We help you to appeal against your fines

We notify you of your traffic fines

If your car is a write-off, we offer you a replacement

We will take care of all the procedures for your car

Your car and you, more connected than ever

Your trusted workshop

A doctor at your disposal 24 hours a day

A lawyer when you need one most

Are you already insured?

FAQs

What does car insurance without excess involve?

What does "no excess" mean?

Consult documentation

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