Health and disability

Temporary disability for the self-employed

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What makes our sick leave insurance for the self-employed different

If an accident means serious inconvenience in any area of our lives, it is even more so for self-employed people. With our Temporary Disability insurance for the self-employed, we protect you against the loss of income that you may incur while on sick leave, compensating you with a daily indemnity.

Maintain your income

Even if you can no longer continue your work, your financial capacity will not be reduced.

Your family protected

Your beneficiaries will receive compensation if you die as a result of an accident or heart attack.

Customised and flexible

You can choose to take out the scale-based daily sick leave guarantee or the actual and effective sick leave guarantee.

Health and well-being services

You will have available to you a medical and personal care team comprising 50,000 professionals in all specialities.

We take care of your dental health

You will have access to a wide network of dentists nationwide with agreed prices.

What temporary disability insurance for the self-employed covers

In the event of temporary sick leave as a result of an accident or illness, you decide which option you prefer: daily sick leave based on the scale or real and effective sick leave.

If you have an accident, you will receive compensation depending on the seriousness of the after-effects it has caused you, as laid down in the disability scale of the policy conditions.

If as a result of an accident or disability you have to be hospitalised, we will provide you with a daily indemnity as of the first day of hospitalisation until discharge, with a maximum limit of 365 days.

Plus, we guarantee you compensation for the capital arranged in the event that you die due to a direct cause of an accident. In addition, the beneficiaries may receive an advance sum to cover the expenses arising from the death and, for example, the burial.

Services included in the Temporary disability insurance for self-employed workers

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Other services in our temporary sick leave insurance for self-employed workers

With upwards of 2,000 dentists available to you throughout the country, with free services and special discounts on different oral and dental treatments.

A healthcare service with doctors and care centres throughout the country, offering special discounts and no waiting periods or limitations due to age or previous illnesses.

The guarantees include complementary and even alternative treatments and therapies in specialised centres: thalassotherapy, thermalism, nutrition, myopia surgery, speech therapy, care for elderly people, etc. All of this with attractive discounts and without waiting periods or limitations due to age or previous illnesses.

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Temporary disability self-employed

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Temporary disability for the self-employed

What makes our sick leave insurance for the self-employed different

Maintain your income

Your family protected

Customised and flexible

Health and well-being services

We take care of your dental health

What temporary disability insurance for the self-employed covers