Healthcare insurance

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What makes our Healthcare insurance different

Healthcare is a private medical insurance policy that provides you with a medical directory of nearly 50,000 professionals and a wide range of first-rate hospitals that you can choose according to your needs and preferences, without waiting lists and paying according to the copayment scheme you have chosen. With Healthcare insurance, you can also keep your children's paediatrician or your own gynaecologist if they are not included in the medical directory, thanks to the reimbursement cover for these two specialities.

Free choice

Choose the hospital you want from among nearly 50,000 professionals in our medical directory.

No waiting

Receive immediate attention without long waiting lists.

Gynaecologist and paediatrician

Keep your children's paediatrician, or your own gynaecologist, even if they are not listed in the medical directory.

Pharmaceutical expenses

Receive reimbursement of the cost of prescribed generic and non-generic medication.

Advanced medical techniques

Benefit from access to today's most advanced medical techniques and hospital treatment.

Copayment

Different types of policy are available, depending on your needs: Copayment 0, 5, 20 and Advance.

Categories of health insurance with copayment

With this option, your first 15 medical visits each year will not be subject to copayment. From the 16th onward, you will be covered by the Copayment 20 scheme. It is our customers' favourite, as it allows you to save on the price of your health insurance while having basic needs covered.

If you opt for the Copayment 5 scheme, you will pay 5 euros for each visit to your specialist.

Copayment 20 is a more flexible version of our healthcare insurance, with which you will pay a maximum of 20 euros for medical consultations.

All visits, tests and treatment sessions will be exempt from copayment.

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What our Healthcare insurance covers

You have available to you a medical directory with almost 50,000 first-rate professionals, covering all medical and surgical specialities and also including hospital admissions:

Primary medicine.
Hospitalisation.
Emergency healthcare.
Medical specialities.
Diagnostics.
Special treatments.
Preventive medicine.
Obstetric and newborn care.
Alternative medicine, homeopathy and acupuncture.

With the healthcare option of our insurance, you can choose a specialist from among nearly 50,000 highly qualified professionals who make up our nation-wide medical directory.

You will also have access to a wide selection of top-class hospitals and the most advanced medical and surgical techniques.

If your usual gynaecologist or your children's paediatrician are not listed in our medical directory, you can go to them (or others of your choice) and then request reimbursement.

You will also receive reimbursement of pharmaceutical expenses for generic medication prescribed by professionals in our medical directory.

Reimbursement for gynaecological and paediatric care: 80% of the invoice*
Reimbursement of pharmaceutical expenses: 50%*

_{*Up to the limits established in the terms and conditions for each type of insurance.}

You will also have access to cosmetic surgery treatment, ophthalmological correction by laser, sports check-ups and check-ups in affiliated centres at discounted prices.

Services included in our Healthcare insurance

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Courtesy service

Get a second diagnosis for greater peace of mind

A team of professionals will analyse your case, issue a second medical opinion, and advise you on the most appropriate treatment.

Without leaving home.
For serious illnesses.
Also in the event of surgical procedures.

Go to second medical opinion

All your medical procedures from any device

From video consultation to medical reports. Enjoy a comprehensive health service through E-cliente.

Wherever you are.
24 hours a day, 365 days a year.
Schedule your appointments.

Go to Your digital health

Find your closest medical centre

Choose from more than 49,000 professionals and 450 clinics and hospitals.

Go to the medical pool

Choose your dental clinic

Over 3,500 clinics and dentists serving every province in the country.

Go to dental pool

Request your medical authorisation

Do you need to take a test or have medical treatment? Ask for prior authorisation.

Request your authorisation

FAQs

Copayment is the fixed amount that the insured party must pay towards the cost of a medical service. For instance, if a health insurance policy sets a copayment of 20 euros for a medical consultation, the insurer will charge this amount on the premium receipt.

With the Salud Healthcare Insurance you will have access to personal care treatments agreed in the policy, for example, opfthalmological correction, aesthetic treatments, etc. If you would like to know about these insurance services in detail, our advisers are available to provide you with the full information you need.

FAQs

Healthcare insurance

What makes our Healthcare insurance different

Free choice

No waiting

Gynaecologist and paediatrician

Pharmaceutical expenses

Advanced medical techniques

Copayment

Categories of health insurance with copayment

Advance

Copayment 5

Copayment 20

Copayment 0

Are you already insured?

What our Healthcare insurance covers

Medical directory

Free choice of medical professional

Reimbursement

Personal care

Services included in our Healthcare insurance

Legal advice helpline

Telephone medical advice

Second medical opinion

Your digital health

A lawyer when you need one most

A doctor at your disposal 24 hours a day

Get a second diagnosis for greater peace of mind

All your medical procedures from any device

Find your closest medical centre

Choose your dental clinic

Request your medical authorisation

FAQs

What does the term copayment mean in health insurance?

Does Salud Healthcare insurance cover personal care treatments?

Consult documentation

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