Business

Office Insurance

Insurance for offices for the self-employed

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What makes our office insurance different

We have designed our Office Insurance to ensure that no unforeseen event affects your economic activity. Its coverages, designed specifically for this type of business, make it flexible to take out thanks to personalised offers, so you will always have the best protection without overpaying.

Full adaptability

We have designed a flexible product for you to take out the coverage you need depending on your activity and adjust the price as much as possible.

Complete and adjustable

With everything necessary for facing the most usual materials and covers to protect legal aspects such as Civil Liability and Legal Defence.

Technical service

In case of any incident, you can make use of our qualified professionals in different areas, who will help you to solve the unforeseen event in your office.

What our office insurance covers

Computers, peripherals, etc. and machinery breakdown.

It includes permanent daily overheads and gross profit.

Of the insured assets and cash. Damage caused by theft, lock replacement costs, etc.

To electrical equipment or installations.

We cover material and direct damage to the goods you have insured.

Rain, wind, hail, snow and water leaks through the roof.

Acts of vandalism, vehicle or aircraft collision, fire extinction system leakage…

Due to leaks from upper floors or adjoining properties, due to burst pipes or forgetting to turn off the tap. Costs of locating and repairing the pipes. Excess water consumption due to burst pipes.

Glass, signs, glass ceramics, marble and granite or sanitary ware.

We will cover any damage to your office when you travel or move temporarily.

Caused in your office.

Designated or authorised by Occident.

Eviction, salvage, abatement, clearing of rubble, architects' fees, loss of rent, replacement of archives and aesthetic restitution costs.

We will defend your interests in the scope of your office, and the company will assume all the expenses arising from this (lawyer's fees, legal costs, etc.).

Services included in Office Insurance

360º service for your business

The best professionals available for any unforeseen event on your premises.

24 hours a day, 365 days a year.
Emergency locksmith and electrician.
Includes security staff.

Go to Assistance

Your IT equipment always ready and working

Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.

Remotely or at your home, if necessary.
24 hours a day, no waiting.
1 free annual maintenance check.

Go to Online computer assistance

FAQs

With a simple phone call you can easily resolve a legal query to prevent possible litigation.

The benefits obtained from revaluation is the automatic updating of the amount insured for both the building and the contents, in order to ensure that the capital sums of the policy are not out of date.

If you cannot access the office, you can request the service of an emergency locksmith. We will take care of the travel and labour costs for opening the door.

FAQs

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Office Insurance

What makes our office insurance different

Full adaptability

Complete and adjustable

Technical service

What our office insurance covers

Office equipment

Losses due to the cessation of an activity

Theft and robbery

Damage

Fire, lightning and explosion

Weather phenomena

Other physical damage

Water damage

Breakages

Goods temporarily moved

Material damage all risk coverage

Expert fees

Costs arising from an incident

Claims and legal defence

Services included in Office Insurance

Assistance

Online computer assistance

360º service for your business

Your IT equipment always ready and working

FAQs

How can the legal advice coverage included in Office Insurance help me?

What benefits do I obtain from the revaluation of the Office Insurance policy?

What should I do if I can't get into the office because I have lost my keys?

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