Car insurance

Full third-party car insurance

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What makes our full third-party car insurance different

With our full third-party insurance you will get the peace of mind that comes with knowing that your car is covered for a broad spectrum of situations, including theft, fire and compensation for repairs costing more than the value of the car. Based on a very complete policy, you will have optional coverage for your peace of mind.

Extended security

With the full third-party car insurance policy you will have additional coverage such as fire, theft or collision with game animals.

Discounts

If you have full points on your driving licence, get up to 60% off for good driving when you take out your insurance with Occident.

AutoPresto garages

Our network of AutoPresto garages offers you a range of advantages, from preferential repair of your vehicle to free cleaning.

What our full third-party insurance covers

This is what you need by law to be able to drive your vehicle, as well as being essential so you don't have to worry about the damage you may cause to third parties in the event of an accident.

For your convenience, we not only handle the repair of your vehicle's windows, but if you need us to, we will also come to your home to save you even more hassle.

You will be covered for material damage suffered in the event of a fire or explosion in your vehicle, whether it is on the road or parked.

We cover the expenses incurred by:

The repair of damage caused in the event of attempted theft of your vehicle.
Total theft.
The theft of a fixed part.

If you need it, with this optional coverage we provide you with a replacement vehicle at Occident's expense so you don't have to worry about a thing. You will have it at your disposal for up to 30 days in the event of total theft.

If, due to collision or impact, the vehicle overturning or falling from height, or due to malicious acts or meteorological phenomena, your vehicle suffers damage for which the repair costs exceed its value, this optional coverage guarantees you compensation for the full value.

Optionally, you will benefit from the services of a specialised agency for professional support in a variety of potentially problematic or complex situations, such as buying and selling your car, deregistering it, obtaining duplicate documentation, etc.

Services included in our full third-party Car Insurance

See all

We take care of you and your vehicle

Receive comprehensive roadside protection in the event of a mishap.

24 hours a day, 365 days a year.
National and international coverage.
Rescue, towing, wheel replacement and much more.

Go to Travel Assistance

We help you to appeal against your fines

Do you disagree with a fine you have received? Leave it to us.

In under 1 minute.
Without leaving the house.

Go to Defence against traffic fines

We notify you of your traffic fines

Receive information immediately if you are fined.

Appeal before the deadline.
Reduce the fine by 50% thanks to prompt payment.
Total privacy.

Go to Notification of traffic fines

If your car is a write-off, we offer you a replacement

Has your car been declared a write-off? We manage the search for and purchase of another vehicle for you.

Forget about the paperwork.
Keep your insurance policy's terms and conditions.
1-year guarantee.

Go to Your car for another one

We will take care of all the procedures for your car

From vehicle registration to purchase and sale contracts. Forget about paperwork.

More than a dozen procedures.
In less than 48 hours.
By specialised professionals.

Go to Vehicle management

Your car and you, more connected than ever

A smart device with exclusive services and additional protection for your vehicle.

SOS help button.
Geolocation in the event of theft.
Statistics on your driving style.

Go to E-car emergency

Your trusted workshop

Benefit from all the advantages of our AutoPresto workshop network: priority repairs, free cleaning and much more.

€60 discount on the excess.
Up to 3 years' guarantee.
Express repair.

Go to AutoPresto

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Are you already insured?

Improve your insurance with Occident.

We'll let you know so you can review it and help you make the change.

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FAQs

The full third party insurance provides cover over and above the basic third-party insurance. It includes theft, fire and compensation for repairs in which the cost is higher than the value of the car.

Furthermore, you will then have optional coverage to further complete your third-party insurance and drive with greater peace of mind.

Everything depends on what you are looking for. You must take into account your car, how much you drive it, the value of the car, the conditions… Based on all this, you will have to assess which is the most convenient to choose.

The full third-party insurance is a great option if you are looking for a third-party insurance policy with more coverage than the basic policies. This insurance includes compulsory civil liability and vehicle fire insurance. It also protects you in case of theft, robbery, fire and offers travel assistance from the very moment you leave home.

In addition, comprehensive insurance without excess is the best option if you are looking for total protection for your vehicle in the event of any unforeseen event. This policy provides all possible coverage, including damage caused by meteorological phenomena. It also affords you the peace of mind of having the AutoPresto garage network for preferential service.

Calculate the price of your car insurance and take it out online now.

FAQs

Full third-party car insurance

What makes our full third-party car insurance different

Extended security

Discounts

AutoPresto garages

What our full third-party insurance covers

Civil liability for driving a motor vehicle

Breakage of vehicle glass

Fire

Theft

Replacement vehicle

Write off

Paperwork services

Services included in our full third-party Car Insurance

Travel assistance

Defence against traffic fines

Notification of traffic fines

Your car for another one

Vehicle management

E-car emergency

AutoPresto

Telephone medical advice

Legal advice helpline

We take care of you and your vehicle

We help you to appeal against your fines

We notify you of your traffic fines

If your car is a write-off, we offer you a replacement

We will take care of all the procedures for your car

Your car and you, more connected than ever

Your trusted workshop

A doctor at your disposal 24 hours a day

A lawyer when you need one most

Are you already insured?

FAQs

What extra coverage is included in the full third-party insurance?

Should I choose full or basic third-party insurance?

Difference between full third-party and comprehensive insurance

How much does extended third-party insurance cost?

Consult documentation

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