What makes our Exclusive Home Insurance different
Your home is unique and special, so it is essential to protect it. Occident's Exclusive Home Insurance, aimed at high-end homes that need extra value guarantees, offers you the highest level of protection, with new coverage for this profile, more services, and improvements in the most frequent types of coverage.
What our Exclusive Home Insurance covers
We will cover damage caused by the sudden effects of heat.
As a result of events guaranteed by the coverage for atmospheric phenomena.
We will cover the cost of cleaning necessary because of graffiti, inscriptions, posters and similar damage.
Of any item in the insured contents.
We will cover theft of personal belongings and other objects stored in the boot of your car when you are on the road.
We cover accidental damage to technological devices in your home.
Loss of parts of sets or collections, revaluation, as well as transport and storage if the property is uninhabitable.
This coverage protects you in the event of:
- Acts of vandalism caused by third parties due to illegal occupation
- Inhabitability due to illegal occupation
- Lock replacement due to illegal occupation
- Claims and legal defence due to illegal occupation
You can also extend your protection with these optional coverages:
- Compensation for utilities payment due to illegal occupation
- Mediation fees for illegal occupation
- Cleaning service for illegal occupation
Services included in our Exclusive Home insurance
All the services you need for your home
The best guilds at your disposal for any unforeseen event that may arise in your home.
- 24 hours a day, 365 days a year.
- Emergency locksmith and electricity.
- Includes security staff.
Energy certification of the residential property
We help you to obtain this certificate in case you want to sell or rent your property.
- Advice for obtaining it.
- Provision of qualified professionals.
- Preferential economic terms and conditions.
All the assistance that you need for your boiler
We send you a qualified technician in the event of a breakdown.
- Two hours of labour.
- Travel included.
- 6 months warranty on repair.
A professional handyman to your home
From hanging a picture to a small repair, we bring the best professionals in each trade to your home.
- Immediate contact.
- Travel and 3 hours of labour included.
- 6 months guarantee on all work.
Prevention of atmospheric phenomena
Receive an alert every time a weather risk is declared in your area.
- Based on official forecasts from the State Meteorological Agency.
- Learn about recommendations to lessen the effects.
Your IT equipment always ready and working
Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.
- Remotely or at your home, if necessary.
- 24 hours a day, no waiting.
- 1 free annual maintenance check.
FAQs
This insurance is focused on premium homes with minimum capital, where the owner resides either on a regular basis or on a holiday or weekends. It is aimed at a customer profile that requires protection that is higher than that offered in the Home insurance.
In addition to covering all types of traditional households, we also offer specific coverage for other types of homes such as modules, caravans, prefabricated homes and “cave homes”.
Yes. The urgent locksmith service is included. If you lose your keys or need to change your lock for security, we will send you a professional quickly, 24 hours a day, 365 days a year.
Yes. Exclusive Home is specially designed for high-value homes such as detached houses or individual flats. For this reason, we have included enhanced coverage and unique services that are adapted to the needs of this type of home, with specific capital for its protection.
Very easy, for both a detached house and a high value flat, you can use any of the website's contact options to request a quote: using the form or by phone. An adviser will contact you to guide you throughout the process.
There are high-value homes that, due to their profile and characteristics, need larger limits for some coverage to insure their contents and also the structure of the home. Exclusive Home insurance was created to respond to these specific needs.
No problem. You can switch to Occident at any time. We help you to manage the process so that you don't have to worry about anything. You just need to contact us through the contact options on this page and we will take care of the rest.