What makes our insurance for machinery and professional equipment different
Our professional equipment insurance offers protection against accidental situations that affect the equipment and the instrument you need to carry out your professional activity, compensating you for the expenses you have to pay to repair or replace them.
Services included in the professional equipment insurance
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
What our machinery and equipment insurance covers
The primary insurance goal is coverage for material damage suffered by machinery or professional installations that require repair or replacement, provided that the cause of the damage was sudden, accidental or unforeseeable.
The level of coverage can be extended to include protection against:
- Damage suffered by internal fire and explosion, and caused by lightning strikes (in insurance policies for fixed machinery).
- Damage to refrigerated goods (in policies covering cold production equipment).
- Damage in movement and transport (in protection for mobile equipment and machines).
- Spillage of liquids in insured tanks.
- External data carriers of electronic equipment.
Occident's insurance for professional equipment also covers the cost of damage to your professional electronic equipment.
FAQs
Machinery, equipment and instruments needed to carry out any professional activity.
Insurable assets are those that are located in the place where the activity and/or work is carried out. If you want to insure another asset outside the area of activity, the insurance guarantees must be extended.