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Professional Equipment Insurance

 Professional machinery and equipment insurance

What makes our insurance for machinery and professional equipment different

Our professional equipment insurance offers protection against accidental situations that affect the equipment and the instrument you need to carry out your professional activity, compensating you for the expenses you have to pay to repair or replace them.

Tailor-made coverage

Benefit from a wide range of covers adapted to your needs: with this insurance we offer you protection adapted to the economic activity of your company and the circumstances.

All in a single insurance policy

Enjoy the protection you need for all your professional equipment in a single insurance policy thanks to the wide range of coverage, while you save by combining them in a single policy.

More than common risks

Personalise your insurance so that, in addition to common risks, you have coverage to protect your machinery and professional equipment against all kinds of risks.

Services included in the professional equipment insurance

What our machinery and equipment insurance covers

The primary insurance goal is coverage for material damage suffered by machinery or professional installations that require repair or replacement, provided that the cause of the damage was sudden, accidental or unforeseeable.

The level of coverage can be extended to include protection against:

  • Damage suffered by internal fire and explosion, and caused by lightning strikes (in insurance policies for fixed machinery).
  • Damage to refrigerated goods (in policies covering cold production equipment).
  • Damage in movement and transport (in protection for mobile equipment and machines).
  • Spillage of liquids in insured tanks.
  • External data carriers of electronic equipment.

Occident's insurance for professional equipment also covers the cost of damage to your professional electronic equipment.

FAQs

Machinery, equipment and instruments needed to carry out any professional activity.

Insurable assets are those that are located in the place where the activity and/or work is carried out. If you want to insure another asset outside the area of activity, the insurance guarantees must be extended.

FAQs