Health reimbursement insurance

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What makes our reimbursement health insurance different

Would you like to go to the doctor of your choice whenever and wherever you need to? Our Health Reimbursement insurance policy gives you freedom of choice of professionals and medical centres, both in Spain and abroad. It covers between 80% and 100% of your expenses depending on the type you choose. Get access to the latest surgical techniques and diagnostic tests, without having to change your usual medical professionals and centres.

Reimbursement of expenses

Choose the best doctor and hospital and claim reimbursement of your medical expenses.

No waiting

Forget about long waits for treatment: we ensure fast and high quality care.

Maximum quality

We bring you the best medical services both domestically and internationally.

Worldwide coverage

Get healthcare from prestigious professionals anywhere in the world.

Dental services

Financing of treatments, discounts and free services in our dental insurance with reimbursement.

Hospitalisation

Receive a daily indemnity in the event of hospitalisation in public centres and hospitals.

What our health insurance with reimbursement covers

Access to any international doctor and hospital with full reimbursement of compensation for in-patient medical treatment.

You will have access to a comprehensive medical pool comprising professionals with proven experience and prestige, covering all medical and surgical specialities and hospital admissions:

Primary medicine.
Emergency healthcare.
Medical specialities.
Diagnostics.
Hospitalisation.
Special treatments.
Preventive medicine.
Obstetric and newborn care.

If you wish, you can extend the coverage limits of the policy you have taken out, up to 100% for out-of-hospital tests and treatments.

Also, you will have an additional 8,100 euros in the event of hospitalisation (surgical interventions, stays for non-surgical treatments, chemotherapy, radiotherapy, dialysis, etc.).

Benefit from free services and conveniently finance selected treatments at extremely attractive prices with more than 3,900 dentists at your disposal.

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Types of our health insurance with reimbursement

With the Health Mixed reimbursement health insurance you can be treated by professionals from the Occident medical team as well as external ones. You will be covered for up to 90% of the costs of hospitalisation for illness, childbirth or accident and up to 80% for medical visits, alternative and preventive medicine, in both cases up to the stipulated benefit limits.

The Health Prime reimbursement insurance allows you to freely choose both the doctor and the hospital you wish to go to, throughout Spain and abroad, with full reimbursement of 100% of hospital expenses and 85% of out-of-hospital expenses, within the specified limits.

You will also have access to the latest surgical techniques and diagnostic tests.

Services included in our Health Reimbursement insurance

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Courtesy service

Get a second diagnosis for greater peace of mind

A team of professionals will analyse your case, issue a second medical opinion, and advise you on the most appropriate treatment.

Without leaving home.
For serious illnesses.
Also in the event of surgical procedures.

Go to second medical opinion

All your medical procedures from any device

From video consultation to medical reports. Enjoy a comprehensive health service through E-cliente.

Wherever you are.
24 hours a day, 365 days a year.
Schedule your appointments.

Go to Your digital health

Request reimbursement for your medical expenses

If you have a reimbursement insurance policy with Occident and have been to a doctor or hospital, you can ask us quickly and easily for reimbursement of the bills you have paid.

Request your reimbursement

Find your closest medical centre

Choose from more than 49,000 professionals and 450 clinics and hospitals.

Go to the medical pool

Choose your dental clinic

Over 3,500 clinics and dentists serving every province in the country.

Go to dental pool

Request your medical authorisation

Do you need to take a test or have medical treatment? Ask for prior authorisation.

Request your authorisation

FAQs

With our dental coverage, you will have access to more than 3,900 dental clinics and extensive coverage for these services, which include diagnosis and special discounts compared to general market prices. These include a wide range of free procedures, such as: dental cleaning once a year, extractions, etc.

You can claim reimbursement for the corresponding expenses regardless of where in the world you have been treated. To do this, we provide you with two simple ways for handling your request, through e-customer or online. In both cases, the documentation needed to manage the request will be requested in a guided manner.

It is a type of health insurance that offers you the freedom to choose your doctor and hospital and request reimbursement for your medical costs with having to wait. Depending on the type you choose, you can cover between 80% and 100% of your expenses, and access high quality medical services anywhere in the world. Occident offers two types of health insurance with reimbursement: Salud mixed reimbursement and Salud Prime reimbursement.

If you have taken out Health reimbursement insurance, it covers medical expenses worldwide. In addition, this insurance offers coverage for international travel in the event of illness or accident during the trip.

FAQs

Health reimbursement insurance

What makes our reimbursement health insurance different

Reimbursement of expenses

No waiting

Maximum quality

Worldwide coverage

Dental services

Hospitalisation

What our health insurance with reimbursement covers

Worldwide coverage

Medical directory

Extension of coverage

Dental coverage

Are you already insured?

Types of our health insurance with reimbursement

Health Mixed Reimbursement

Health Prime Reimbursement

Services included in our Health Reimbursement insurance

Telephone medical advice

Legal advice helpline

Second medical opinion

Your digital health

A doctor at your disposal 24 hours a day

A lawyer when you need one most

Get a second diagnosis for greater peace of mind

All your medical procedures from any device

Request reimbursement for your medical expenses

Find your closest medical centre

Choose your dental clinic

Request your medical authorisation

FAQs

What services does the Occident dental cover offer?

How can I request reimbursement for my medical expenses?

What does health insurance with reimbursement consist of?

Does this insurance cover medical expenses abroad?

Consult documentation

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