With our Driver legal protection insurance, we will provide legal advice and take care of your defence, as well as protecting your interests when you drive, whether professionally or for personal reasons. We offer a full range of guarantees to help you solve everyday problems that can occur when you are behind the wheel.
The location of traffic offences, advice on and preparation of documents in administrative procedures in the event of such offences, including legal defence and/or representation in court.
We also take care of your legal defence in the event of temporary withdrawal of your driving licence and provide you with a 24-hour service for any legal query related to accidents and traffic fines, theft of your vehicle, or immobilisation of the vehicle or its cargo by the traffic authorities.
We cover the expenses when it is necessary to carry out an expert appraisal for vehicle repairs, due to breakdown or accident, for an amount greater than €300.
In cases where have your driving licence withdrawn due to the loss of points or arising from psycho-physical causes, you will be entitled to an economic benefit, in accordance with the conditions set out in your policy.
Furthermore, if you are a professional driver, we offer you the possibility of compensating you by means of a subsidy in cases where there is a final court ruling or when your driving licence has been revoked after being involved in an accident.
And if you are a lorry or bus driver, we will subside the Professional Aptitude Certificate (C.A.P.), if you complete it at an officially recognised centre.
We help you by covering the cost of the courses necessary to recover points on your driving licence or to recover it when it has been withdrawn, provided that the course is taught in an authorised centre and you provide documentary proof that you have completed it satisfactorily.
Our Legal protection for drivers insurance will also be useful when you cannot use your vehicle due to breakdown, accident or theft, as you will have financial assistance to hire another vehicle or offset any additional expenses that may arise from this situation.
In addition, your legal protection for drivers policy includes telephone advice for all administrative procedures you need to carry out with Provincial Traffic Headquarters.
If you are a professional driver, you can complete your policy with the following additional coverage:
For professional drivers, if you opt for this cover you will have a series of services available to you that will give you greater peace of mind when you are driving:
Likewise, if you accidentally sustain an injury while you are more than 30 kilometres from your usual residence in any part of the world, we will cover your healthcare:
Do you disagree with a fine you have received? Leave it to us.
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
Resolve any legal matter that may arise in your private or family life.
The insurance is designed for people who use their vehicle regularly, for personal or professional reasons:
The Driver legal protection policy includes coverage that is not found in normal car insurance policies, including:
All drivers have an initial balance of points. As a general rule, the balance is 12 points, although there are exceptions: newly qualified drivers and people who have recovered their licence only have 8. Serious or very serious infringements lead to points being deducted, which can lead to the loss of all your points. Professional drivers can recover part of the points each year, while non-professional drivers can do so every 2 years.
Send us the fine. Our legal team will analyse your case and draft an appeal. If it is not accepted, they will defend your interests in court proceedings.
An expert appraiser will be responsible for drafting a detailed report with all the events that have taken place to initiate the claim. If it is not accepted, the expenses covered will be claimed legally.