Driver legal protection insurance for self-employed workers

•  Legal advice helpline
• Consultation by email, including drafting contracts and claims letters and reviewing documents and contracts.
• Legal advice in person for any situation covered by the policy.
• Supplementary in-person legal advice for situations not covered by the policy.

The location of traffic offences, advice on and preparation of documents in administrative procedures in the event of such offences, including legal defence and/or representation in court.

We also take care of your legal defence in the event of temporary withdrawal of your driving licence and provide you with a 24-hour service for any legal query related to accidents and traffic fines, theft of your vehicle, or immobilisation of the vehicle or its cargo by the traffic authorities.

We cover the expenses when it is necessary to carry out an expert appraisal for vehicle repairs, due to breakdown or accident, for an amount greater than €300.

In cases where have your driving licence withdrawn due to the loss of points or arising from psycho-physical causes, you will be entitled to an economic benefit, in accordance with the conditions set out in your policy.

Furthermore, if you are a professional driver, we offer you the possibility of compensating you by means of a subsidy in cases where there is a final court ruling or when your driving licence has been revoked after being involved in an accident.

And if you are a lorry or bus driver, we will subside the Professional Aptitude Certificate (C.A.P.), if you complete it at an officially recognised centre.

We help you by covering the cost of the courses necessary to recover points on your driving licence or to recover it when it has been withdrawn, provided that the course is taught in an authorised centre and you provide documentary proof that you have completed it satisfactorily.

Our Legal protection for drivers insurance will also be useful when you cannot use your vehicle due to breakdown, accident or theft, as you will have financial assistance to hire another vehicle or offset any additional expenses that may arise from this situation.

In addition, your legal protection for drivers policy includes telephone advice for all administrative procedures you need to carry out with Provincial Traffic Headquarters.

If you are a professional driver, you can complete your policy with the following additional coverage:

• International guarantee, which consists of extending the subsidies for the loss of driving licence, anywhere in the world.
• Subsidy for loss of licence for the transport of dangerous goods.
• Reimbursement of premiums for non-claims.
• Subsidy for temporary incapacity to work or unemployment.

For professional drivers, if you opt for this cover you will have a series of services available to you that will give you greater peace of mind when you are driving:

• Supplying a professional driver, in Spanish territory, in the cases included in your policy.
• Advance of bail and/or legal defence expenses abroad.
• Search and transport of luggage and personal belongings abroad.
• Sending of urgent messages, when you are outside of Spain.

Likewise, if you accidentally sustain an injury while you are more than 30 kilometres from your usual residence in any part of the world, we will cover your healthcare:

• Taking care of the transport to a hospital.
• Covering medical expenses according to the amounts indicated in the policy.
• Providing a return ticket to a relative or designated person, in the event of your hospitalisation for more than 10 days.