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Occident homeowners' association insurance offers the best protection, care and coverage for all types of owners' association. It can be adapted to the specific needs of each property, with guarantees and services that take care of the entire building.
Effective solutions to protect your homeowners' association.
Customised protection for each garage.
Buildings, garages, family homes... No matter what property you need to protect.
We will assist you 24 hours a day, whatever happens in your community.
Your policy is regularly updated to deal with any unforeseen event.
Building: This includes all the buildings that make up the owners' community: the structural elements of the building, annexes to the building and exterior areas such as gardens and sports facilities, storage rooms, garages and parking spaces.
Contents: This refers to furniture and other items in common areas that belong to the homeowners' association and are not private property.
The capital to be contracted to cover the value of the building must be the capital needed to rebuild it in the event of total loss.
This calculation is for guidance and takes various aspects into account: The quality of construction (basic, medium quality or luxury), the gross floor area (including housing, parking spaces, storage rooms and business premises) and the province in which the property is located.
By accepting this estimated value you can avoid under-insuring (when the insured value of the asset is lower than the market value).
Occident has designed its homeowners' association insurance to meet the needs of each property, with various services available:
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