Multi-risk home insurance | The best insurance for your home

Home insurance

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What makes our comprehensive home insurance policy different

Your home is unique and special, so it is essential to protect it. Having the best home insurance is synonymous with peace of mind and a guarantee against any unforeseen event related to your home. The level of protection provided by Occident Home insurance is not limited to the property: it protects you, your family and even your pet, incorporating a whole series of exclusive services designed to make your life much easier.

Expert advice

We will inform you in detail and in a personalised way about the most suitable capital contract for your home.

Flexibility when taking out insurance

Take out a tailor-made product, with the maximum personalisation of coverage according to your interests and the characteristics of the property.

Exclusive services

From day one, you will have access to Home Assistance, Bricohogar, Urgent Boiler Repairs, Computer Assistance and much more.

Urgent care

Receive emergency assistance from the company's own professionals 24 hours a day, 365 days a year.

Pets

If you share your home with pets, you can include in your insurance policy an effective package of cover and services for their care and attention.

Discounts

If you have more insurance policies with Occident, you will benefit from a special discount when you take out your Home insurance.

How this insurance protects your home

We will provide you with an explanation of all the coverage and services of your policy by taking a virtual tour of your home.

Person

Entrance hall

Kitchen

Living room

Bedrooms

Bathroom

Outside

What does our comprehensive home insurance cover

Fire, explosions, and lightning.
Damage caused by water: breakage of pipes, leaks and flooding.
Leaks due to deterioration of sanitary joints.
Adverse weather events (rain, wind, hail or snow).
Acts of vandalism by third parties.
Crash or impact of land vehicles against the property.
Breakdown of electrical/electronic equipment and installations.
Burglary, theft and robbery, the latter also outside your home.
All types of breakages (glass, sanitary ware, glass ceramic hobs, worktops, solar panels and even the screen of your mobile phone).
Damage to goods temporarily moved.
Damage to refrigerated goods.
Fully comprehensive insurance against accidental risk.

Location of water leaks without damage and excess consumption.
Unblocking of pipes using vehicles equipped with high-pressure equipment (bucket trucks).
Extinction, salvage of property, debris removal.
Forced eviction of the property
Replacement of documents.
Technical fees and permits.
Recovery of aesthetic harmony.

We protect you against all types of claims from third parties, whether they arise from your own home or from the actions of any member of the family unit.

We also protect your pet against the main eventualities that can happen to them (medical expenses resulting from accidents, transport costs for specialised treatment, euthanasia or incineration costs...).

Services included in our home insurance

See all

All the services you need for your home

The best guilds at your disposal for any unforeseen event that may arise in your home.

24 hours a day, 365 days a year.
Emergency locksmith and electricity.
Includes security staff.

Go to Home care

Energy certification of the residential property

We help you to obtain this certificate in case you want to sell or rent your property.

Advice for obtaining it.
Provision of qualified professionals.
Preferential economic terms and conditions.

Go to Energy Performance Certificate

All the assistance that you need for your boiler

We send you a qualified technician in the event of a breakdown.

Two hours of labour.
Travel included.
6 months warranty on repair.

Go to Urgent boiler repair service.

A professional handyman to your home

From hanging a picture to a small repair, we bring the best professionals in each trade to your home.

Immediate contact.
Travel and 3 hours of labour included.
6 months guarantee on all work.

Go to Bricohogar

Prevention of atmospheric phenomena

Receive an alert every time a weather risk is declared in your area.

Based on official forecasts from the State Meteorological Agency.
Learn about recommendations to lessen the effects.

Go to Weather warnings

Your IT equipment always ready and working

Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.

Remotely or at your home, if necessary.
24 hours a day, no waiting.
1 free annual maintenance check.

Go to Online computer assistance

Comprehensive protection for the most important member of the family

We offer you a series of services designed to guarantee your pet care.

Extensive veterinary pool.
Free consultations and discounts on complementary tests.
Cremation service.

Go to Pet care

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Are you already insured?

Improve your insurance with Occident.

We help you make an assessment and make a change.

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Name of the insurer

Expiry date DD/MM/YYYY

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I agree to receive commercial communications in accordance with the data protection clause

FAQs

You can calculate your home insurance through our online simulator. If you prefer, you can also contact us through the form you will find on this page or by phone at 917 83 83 83.

Basically, the building is the dwelling itself, i.e. its structural elements, walls, ceilings and floors, as well as installations and everything that is fixed as part of the dwelling.

Content refers to the set of objects found inside the dwelling to make it habitable, including furniture, household goods and personal effects.

If they are in the same building as the dwelling, they are insured. If the storage room is not located in the same building, its location must be correctly identified and reflected in the homeowner's policy so that it is also insured. Compare our home insurance policies and find out which one best suits your needs.

This coverage included in your Home insurance will protect you and your family from any type of third party claim. Given the amounts that can be claimed, this coverage is particularly important.

As a tenant you have the option of taking out insurance to protect your property and civil liability cover to protect you against damage to third parties.

However, if you are renting, the owner of the property is responsible for taking out home insurance to cover possible damages and paying for them.

FAQs

Home insurance

What makes our comprehensive home insurance policy different

Expert advice

Flexibility when taking out insurance

Exclusive services

Urgent care

Pets

Discounts

How this insurance protects your home

Person

Entrance hall

Kitchen

Living room

Bedrooms

Bathroom

Outside

What does our comprehensive home insurance cover

Damages

Expenses arising from the incident

Civil liability

Pets

Services included in our home insurance

Home care

Energy Performance Certificate

Boiler repair service

Bricohogar

Weather warnings

Online computer assistance

Pet care

Legal advice helpline

Telephone medical advice

All the services you need for your home

Energy certification of the residential property

All the assistance that you need for your boiler

A professional handyman to your home

Prevention of atmospheric phenomena

Your IT equipment always ready and working

Comprehensive protection for the most important member of the family

A lawyer when you need one most

A doctor at your disposal 24 hours a day

Are you already insured?

FAQs

What is the price of my home insurance?

What is the difference between buildings and contents?

Does home insurance cover storage rooms?

What is the Civil Liability guarantee for?

Do I need to take out comprehensive home insurance if I live in a rented property?

Consult documentation

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