Calculate your civil liability insurance for the self-employed

The type that can be taken out online is called construction civil liability and is designed for activities related to this sector. They include:

• Water, gas, electricity, heating, air conditioning and other installers.
• Self-employed workers in construction such as builders, carpenters and painters.

The first screen of the simulator will ask you for your activity and display a list where you can select yours. If your activity as a self-employed worker is in a sector other than construction, you can ask for a quote here.

To find out how much the insurance costs, we will need you to tell us what your annual turnover is. We will also ask you for other information such as the construction activity you are engaged in and the civil liability capital you want to insure.

The price of the insurance will depend on several factors such as the capital or amount you'd like to insure, whether you want to include an excess or not, and the type of insurance you pick. You can choose from the most basic to the most complete and personalised option.

Yes, operating civil liability and property civil liability are included in all the types you can see when calculating the price of the insurance. You will be covered both for damage and injury to third parties resulting from the performance of your professional activity and also for participation in maintenance or refurbishment works.

Plus completed operations liability will ensure your peace of mind in the event of damage or injury to third parties resulting from your activity even after you have finished providing your services.

You can use this simulator to calculate the price and also take out your civil liability insurance for construction activities completely online. However, if you need help at any point during the process, you can ask us to call you free of charge to complete the contract over the phone, so the answer is yes. You choose the way that's most convenient for you.