Life savings insurance

Capital Savings insurance

capital savings insurance

What makes our savings insurance different

With Capital savings we guarantee the safe growth of your savings and, at the same time, you will have the advantages of life insurance. Decide at any time how much you want to contribute and benefit from excellent liquidity.

Liquidity

Get partial access to your savings after three months. After nine months you can have full access to them without any penalties.

Transparency

Check the performance of your savings at all times and receive information updated annually at your home.

Protection

Capital Savings provides you with additional capital for death to protect the people around you financially.

Safety

You will enjoy a guaranteed fixed return in the first year and it will then be updated every three months.

Supplementary premiums

You will have the possibility of contributing extraordinary amounts.

Group

Group together the different insurance policies you have, including those of your family unit and benefit from numerous advantages.

Ahorro capital insurance modalities

Intended for customers who do not want to take on any risk in their investment and who are looking for sporadic savings with the contribution of supplementary premiums. 
This product allows you to benefit from a guaranteed interest rate for a term of one year. After this first year, the interest rate is fixed quarterly.

It is also intended for customers who do not want to assume any risk in their investment, but who are prepared to have a greater temporary linkage in exchange for a higher interest rate.  
This product allows you to benefit from a guaranteed interest rate for a term of three years. After the third year, the interest rate is fixed quarterly.

Performance and taxation of Capital savings

Risk profile / return Ahorro capital

Low-risk

High-risk

1

2

3

4

5

6

Generally lower returns

Generally higher returns

This number is indicative of the risk of the product; 1/6 implicating a lower risk and 6/6 a higher risk.

Risk profile / return Ahorro capital Élite

Low-risk

High-risk

1

2

3

4

5

6

Generally lower returns

Generally higher returns

This number is indicative of the risk of the product; 1/6 implicating a lower risk and 6/6 a higher risk.

Services included in our Capital savings insurance

FAQs

You can take out a Capital savings plan with an initial premium with the possibility of making additional contributions later.

Capital Savings is aimed at all investors who want to yield a profit from their capital, in a secure and guaranteed way.

You can access the capital you have invested, partially three months after the first contribution has been made, and fully after nine months, without any penalty.

FAQs