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Combined Agricultural Insurance

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What makes our agricultural insurance different

Combined agricultural Insurance is an insurance policy that guarantees the income and continuity of agricultural and livestock farms, covering the damage they may suffer in a broad range of situations: fire, loss of crops, animal disease, adverse weather, etc. Get peace of mind, protecting yourself against any eventuality that may affect your farm and guaranteeing its continuity.

Specialised care

You will have the support of an expert who will answer any queries you may have, both in the choice of coverage and in the processing of claims.

Payment with SAECA endorsement

You will be able to pay your Agricultural Insurance in instalments if you have the guarantee of SAECA (Sociedad Anónima Estatal de Caución Agraria).

New appraisal

If you are not satisfied with the first appraisal, you can let us know and our professionals will carry out a new appraisal.

What this Agricultural Insurance covers

In the event of adverse weather conditions, fire or other unforeseen events, Agricultural Insurance covers damage to crops, plantations and installations of the following types of crops:

Persimmon and other fruit trees: persimmon, medlar, blackthorn, pomegranate, fig, chestnut, kiwi, quince and jujube.
Cherries.
Citrus: lemon, lime, orange, tangerine and grapefruit.
Strawberries and other red fruits: blackcurrants, raspberries, strawberries, redcurrants and blackberries.
Fruit trees: apple, apricot, plum, peach and pear.
Bananas.
Tropical and subtropical crops: papaya, avocado, cherimoya, prickly pear, lychee, mango, date palm and pineapple.
Table grapes.
Wine grapes.
Spring/summer outdoor vegetables: cucumber, gherkin, parsley, pepper, leek, radish, table beetroot, watermelon, tomato, chicory, Armenian cucumber, aubergine, courgette, pumpkin, calçot, onion, spring onion, parsnip, tiger nut, runner beans, melon, bitter melon, turnip, okra and carrot.
Autumn/Winter outdoor vegetables: artichoke, cardoon, asparagus, garlic shoots, potato, broad bean, green pea, and sweet potato.
Successive vegetable crops: cabbage, cauliflower, curly endive, spinach, turnip tops, fennel, oriental vegetables, kale, lettuce, pak-choi, Swiss chard, green leaf chicory, celery, culinary aromatics, baby-leaf greens, collard greens, borage, broccoli, Brussels sprouts, and Romanesco broccoli.
Vegetables grown under cover: all crops.
Multi-crop vegetables: all crops.
Garlic
Extensive arable crops: rice, pulses, oilseeds, winter and spring cereals, and straw from winter cereals.
Non-textile industrial crops: quinoa, liquorice, sugar beet, other aromatics, other culinary crops, other medicinal, poppies, capers, aloe vera, anise, saffron, cane sugar, lavender, lavandin, hops, mint, wicker, and tobacco.
Industrial textile crops: cotton, hemp and linen.
Fodder: crops for fodder, straw from winter cereals and pasture for grazing.
Nuts: carob, walnut, pecan, almond, hazelnut, and pistachio.
Living plants, cut flowers, nurseries and seeds:
- Living plants and cut flowers.
- Nurseries: vine, citrus fruit, aromatic plants, woodland, strawberries, fruit trees.
- Production of seeds and vegetable and tobacco nurseries.
Olive trees: olives.
Producer and cooperative organisations.

Damage due to forest fires, flooding, wind and snow affecting conifers, broadleaf forests and bushes.

Under adverse weather conditions, oil spills, diseases, temperature changes, etc. the following are covered:

Marine aquaculture: bluefin tuna, sea bream, croaker, gilt-head bream, sole, sea bass, turbot, and abalone.
Marine aquaculture for mussels (Galicia, Delta del Ebro and Valencian Clóchina).
Land-based aquaculture: fish farms with trout and sturgeon.

Removal and disposal of dead animals from the farm.

Damage due to climate risk and accidents resulting therefrom, attacks by animals and certain diseases. The following are covered:

Apiculture.
Poultry and laying.
Equine.
Expenses related to the removal of dead animals from the holding and disposal of the same.
Sheep and goats.
Pigs.
Cattle: breeding, dairy and beef. Fighting bulls.
Loss of pasture.

FAQs

This insurance is aimed at all the professionals in the agricultural sector that need protection against accidental or weather-related damage that directly affects their holding. It can be adjusted to any type of operator related to the sector, such as large agribusinesses, small and medium enterprises, self-employed farmers and similar.

All those related to the agricultural, farming, forestry and aquaculture production sectors.

The Agricultural Insurance system functions as a state agricultural insurance scheme to provide the best possible coverage. These main institutions comprising it are:

The State, through ENESA (the State Agricultural Insurance Body), DGSFP (the Directorate-General for Insurance and Pension Funds) and CCS (the Insurance Compensation Consortium).
The Autonomous Communities, which complement the subsidies for taking out agricultural insurance.
The Agricultural Organisations that represent farmers and livestock breeders.
Insurance companies, including Occident, which form the agricultural insurance group.

The agricultural insurance system is one of the most developed in the world and has multiple advantages, including:

A compensation equivalent to the combination of the economic damage sustained and the level of coverage taken out.
Indemnities are received within 60 days from the harvest or the termination of the covers.
It allows maintaining the income level and, therefore, its continuous exploitation
Your financial soundness will be stronger in the face of financial institutions and individuals.

If you still have any queries, you can visit the Frequently Asked Questions page of the Agrupación Española de las Entidades Aseguradoras de los Seguros Agrarios Combinados where you will find Agroseguro's answers to other common questions.

FAQs

Combined Agricultural Insurance

What makes our agricultural insurance different

Specialised care

Payment with SAECA endorsement

New appraisal

What this Agricultural Insurance covers

Agricultural insurance

Forestry insurance

Aquaculture insurance

Livestock insurance

FAQs

Who is this insurance for?

Which agricultural activities are covered?

How does the Agricultural insurance system work?

What are the advantages of the agricultural insurance system?

What other matters may be of interest to me?

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