Insurance for cochlear implants

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What makes our cochlear implant insurance different

Occident's cochlear implant insurance is designed to protect these hearing devices against any damage or malfunction associated with their use. This policy is designed to provide round-the-clock coverage for the specific needs of a device that is so vital for the people who use it.

Adapts to you

We adapt the cochlear implant insurance to the circumstances of each person and device.

Territorial scope

Worldwide coverage for implants installed in Spain.

We listen to you

Continuously through our 24-hour telephone helpline.

What our cochlear implant and hearing aid insurance covers

Negligence and malicious acts.

As a result of short circuits, electric arc, surges and other similar effects, as well as electrical disturbances from lightning strikes.

Manufacture, defects in calculation or assembly, labour and material, after the legally established warranty period has been exceeded.

As well as damage caused by such events.

Smoke, soot, scorching, lightning, explosion and implosion, as well as those caused as a result of fire extinction, demolition, evacuation or transportation, including the disappearance of insured objects as a consequence of such events.

Impact or collision of vehicles, as well as blockage or entry of foreign bodies. Vibrations, maladjustment, loosening of pieces, abnormal effort, lubrication defects and self-heating.

In regulating or safety devices.

Caused by water or other liquids, any other cause not expressly excluded. Faults in the internal part (implanted), the cost of patient interventions and the cables and batteries are excluded.

Services included in our cochlear implant insurance

Courtesy service

A doctor at your disposal 24 hours a day

We put you in contact with a professional by telephone or video call to answer any health-related query you may have.

At any time of the day, wherever you are.
Immediate attention, with no waiting lists.

Go to Telephone medical advice

Courtesy service

A lawyer when you need one most

Resolve any legal matter that may arise in your private or family life.

24 hours a day, 365 days a year.
No limit on consultations.
Social Security administration procedures and claims for Social Security benefits.

Go to Legal advice helpline

FAQs

Users with cochlear implants or people who are taking care of users of this type of device.

All types of new or recently purchased cochlear implants.
The coverage is limited to the external unit of the cochlear implant, excluding batteries and cables.

With Occident's insurance for implants, you will be protected against any possible damage or harm to the device.

If your cochlear implant is stolen, Occident will work to offer you a solution as soon as possible. We cover both robbery and theft, and the damage caused by these situations.

FAQs

Insurance for cochlear implants

What makes our cochlear implant insurance different

Adapts to you

Territorial scope

We listen to you

What our cochlear implant and hearing aid insurance covers

Lack of skill

The direct action of electricity

Design errors

Theft and robbery

Fire

Falls

Faults

Deterioration

Services included in our cochlear implant insurance

Telephone medical advice

Legal advice helpline

A doctor at your disposal 24 hours a day

A lawyer when you need one most

FAQs

Who is this type of insurance intended for?

What can I insure?

What type of damage does the cochlear implant insurance cover?

What happens if my implant is stolen?

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