Electric Scooter insurance
What makes our Electric Scooter insurance different
Continue to enjoy your scooter worry-free. At Occident we have created Electric Scooter insurance, a solution adapted to the new regulations and designed for any type of scooter, whether it is a motor vehicle or a light personal vehicle. Because moving forward is easier when you feel protected.
Types of scooter covered by this insurance
Electric scooters that meet these requirements:
- More than 25 kg maximum net weight and a maximum production speed between 14 and 25 km/h.
Electric scooters that meet either of these two requirements:
- Less than 25 kg in weight and a maximum production speed between 6 and 25 km/h.
- More than 25 kg in weight and a maximum production speed between 6 and 14 km/h.
What the Electric Scooter insurance covers
We protect you against personal injury or material damage that you may cause to third parties while using your electric scooter
We offer additional support if you want to protect yourself beyond the minimum required by law.
We also cover defence and claims, offering legal support if you need to respond to a claim related to your scooter.
Comparative table of coverage by scooter type
Coberturas |
Vehículo a motor |
Vehículo personal ligero |
|---|---|---|
| RC Obligatoria: daños personales | 70.000.000€ | 6.450.000€ |
| RC Obligatoria: daños materiales | 15.000.000€ | 1.300.000€ |
| RC complementaria | 50.000.000€ | - |
Services included in this electric scooter insurance
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
FAQs
To insure your electric scooter, regulations require that it meets these basic conditions:
- It must have a circulation certificate.
- It must be registered in the DGT vehicle register.
- It must have an identification label or licence plate.
No. If your scooter is not approved, current regulations do not allow you to insure its mandatory civil liability or take out this policy.
To be able to take out our Electric Scooter insurance, the owner must be over 18 years old and the driver must be over 16 years old.