Why take out motor home insurance with Occident?
We know that your vehicle is your best ally for enjoying your holidays and weekends, so Occident offers you insurance with maximum protection for your motor home and all its passengers. With guarantees specially designed for these recreational vehicles, which you can select to provide the level of protection you want.
What does motor home insurance cover?
Your motorhome insurance includes several categories of civil liability to cover you in different situations:
- Use of motor vehicles
- Vehicle fire
- Pedestrians and cyclists
We cover any damage that you may cause to other people during your stay on a campsite up to a limit of €100,000.
Motor Home insurance protects your vehicle and its occupants against any accident, while you are travelling and also when you stop.
We guarantee the cost of repairing or replacing sports equipment belonging to the occupants of your motorhome in the event of damage, theft or fire, up to a limit of €1,500 and a maximum of €500 per unit.
We cover the repair or replacement of mirrors and glass, worktops and toilets in case of breakage.
If you need it (for example, because you have just purchased your motor home) you can extend the coverage of your Comprehensive Motor Home insurance with excess, so that you have the maximum coverage for your vehicle and its accessories, including its total loss, for all unforeseen causes: impact of objects, collision, overturning, etc.
Your Motor Home insurance provides:
- Legal assistance, both judicial and extrajudicial.
- Coverage for expenses if you are involved in administrative or judicial proceedings as a result of an accident with your motor home.
Administrative management and processing of appeals related to infringements while driving your motor home.
Search for and notification of traffic fines linked to the insured vehicle.
FAQs
Any person who owns a motor home intended for recreational use, who wishes to protect it against possible loss or damage.
In the event of an accident involving your motor home, contact our customer service as soon as possible by calling 917 83 83 83. We will ask you to identify yourself with your policy number or ID number. The service is operational 24 hours a day and you can call from abroad by adding the prefix +34.
The price of motor home insurance depends on factors such as the model, age, use of the vehicle, and the coverage purchased. At Occident, you can take out motor home insurance with comprehensive options and extended coverage.
To get a personalised price, leave your details on this page and we will contact you to offer you the option that's right for you and your motor home.
To take out motor home insurance with Occident, you just need:
- Vehicle details (registration, make, model, power).
- Details of the policyholder (name, DNI/NIE, address, driving licence, etc.).
- Registration certificate and technical inspection document.
Once we receive this information, we will help you set up your policy with the coverage that best suits how you use it when travelling.
Yes. The mandatory motor home insurance is included in all the options offered by Occident. You can expand it with coverage such as:
- Own damage, fire and theft.
- Personal belongings and luggage.
- Sports equipment.
- Breakage of toilets, countertops, and glass or mirrors inside the motor home.
Yes. Occident motor home insurance includes coverage abroad, both in countries of the European Economic Area and in those listed on the Green Card. It also includes travel assistance within Europe, towing, vehicle repatriation, and coverage for occupants.
The insurance for campers is more similar to that of motor homes than to that of conventional vehicles. But the main difference lies in the type of vehicle and its use:
- Motor homes are certified residential vehicles.
- Campers can be adapted vans or mixed-use residential vehicles.
At Occident, we have specific solutions to meet the needs of a camper or converted van. Contact us.