New electric scooter regulations 2026
From 2nd January 2026, regulations will come into force that affect all approved electric scooters in Spain. Find out what it involves and what solutions we can offer you.
How it affects you and what is changing in 2026
If you own an electric scooter in 2026, you must have mandatory Civil Liability insurance to guarantee compensation for personal and material damages in the case of an accident. This insurance must be from the automobile insurance line and must cover the following minimum coverage limits:
At Occident we are working to offer you the best solution
At Occident we are developing, within the automotive line, a new insurance policy specifically for approved electric scooters, adapted to the regulations and available as soon as the DGT enables the registration and licensing of light personal vehicles.
What happens to your current insurance?
Our Personal Mobility and Private Civil Liability insurance policies do not cover the mandatory civil liability required by the new regulations. Therefore, if you have a policy for your electric scooter in either of these two lines, it cannot be renewed upon its expiration under the same conditions.
If you already have Personal Mobility insurance, when the new mandatory insurance becomes available, we will offer you the possibility of modifying the policy through a supplement in order to:
- Remove the civil liability coverage for the scooter or LPV you own.
- Maintain the rest of the insurance coverage.
- Reduce the premium to facilitate the contracting of specific LPV insurance through the Automobile line and thus comply with the regulations.
If, on the other hand, you have a Private Civil Liability insurance policy, it will be cancelled upon expiration. This policy does not guarantee what is required by the new Law of 2nd January 2026, and it is necessary to take out a policy through the automobile line when the conditions are met (certificate, registration, and licensing).
Frequently asked questions about the new scooter regulations
To be able to take out the new mandatory scooter insurance you will need to have:
- Circulation certificate: The scooter must be registered with the DGT (Directorate General of Traffic), and it will be assigned a label or number plate that must be visible.
- Approved scooter: New scooters must be in conformity and have a serial number. Those sold before January 2024 have until January 2027 to adapt.
This new 2026 regulation also entails new sanctions as driving without insurance or registration can lead to fines of up to €1,000.
Regarding the use of and behaviour on the vehicle, there are also changes since a helmet will be mandatory for all drivers. Likewise, headphones and mobile phones will be completely prohibited while driving.
In this new regulation on electric scooters and electric vehicles, the circulation zones are also regulated and driving on paths and in pedestrian areas is prohibited. You will only be allowed to drive on the road or in bike lanes (depending on the municipality).
To verify this, we recommend:
- Consulting the official DGT list by make and model (you can find it here)
- Checking the scooter's identification plate
- Checking the documentation (manual, technical data sheet and circulation certificate)
If in doubt, it's best to check with the manufacturer.
All scooters sold from 22nd January 2024 onwards must already be certified. If you have any doubts, you can consult the DGT. As for scooters sold before that date, they will only be allowed to circulate until 22nd January 2027, unless they meet the requirements and are certified.
An approved scooter must have:
- Identification plate with homologation number
- Maximum speed: 25 km/h
- Nominal power: max. 1000 W
- Braking system
- Mandatory elements: horn, kickstand and lighting in accordance with regulations
From 2nd January 2026, it will no longer be possible to insure the civil liability of light personal vehicles (LPVs), whether approved or not, either through Personal Mobility insurance or through Private Civil Liability insurance.
The requirement to take out liability insurance applies not only to electric scooters but to all light personal vehicles (LPVs).
According to Spanish regulations and Law 5/2025, a light personal vehicle (LPV) is defined as 'a vehicle that travels on the ground using one or more wheels, with a single seat, powered exclusively by an electric motor, and whose maximum speed is between 6 and 25 km/h (if it weighs less than 25 kg) or between 6 and 14 km/h (if it weighs more than 25 kg) by design.'
Therefore, this category includes electric scooters, electric unicycles, Segways and similar devices, provided they meet these requirements.
Conversely, motorised wheelchairs for people with disabilities or intended exclusively for use by people with reduced mobility are excluded from this regulation and pedal-assisted bicycles with an auxiliary motor up to 250 W and whose maximum assisted speed (without pedalling) does not exceed 25 km/h.