Accident insurance comparator | Occident

Do you need help choosing your accident insurance?

There are various types of accident insurance with different levels of protection and different purposes. To make it easier for you to check which insurance policy you will need, here is a comparison table of accident insurance policies.

Comparison of Occident accident insurance policies

	Essential Accident	Comprehensive Accident	Accidents While Travelling
Death
Accidental death	Included	Included	Included
Death due to heart attack	Not included	Included	Not included
Death due to stroke	Not included	Included	Not included
Death by traffic accident	Not included	Included	Included
Funeral expenses	Not included	Included	Not included
Orphanhood following death by accident	Not included	Included	Not included
Scholarship for children under legal age.	Not included	Included	Not included
Disability
Permanent disability due to accident	Included	Included	Included
Permanent disability through road accident	Not included	Included	Included
Absolute permanent disability through accident	Included	Included	Included
Total permanent disability from heart attack	Not included	Included	Not included
Absolute permanent disability due to brain haemorrhage	Not included	Included	Not included
Professional disability due to accident	Not included	Included	Not included
Severe disability due to an accident	Not included	Included	Not included
Severe disability due to a traffic accident	Not included	Included	Not included
Compensation for serious fractures from an accident	Not included	Included	Included
Temporary disability
Temporary disability due to accident - scale (days)	Not included	Included	Not included
Temporary disability due to accident and illness - scale (days)	Not included	Included	Not included
Temporary disability due to accident - actual medical leave	Not included	Included	Not included
Temporary disability due to accident and illness - actual medical leave	Not included	Included	Not included
Hospitalisation
Hospitalisation due to accident (daily benefit)	Not included	Included	Not included
Hospitalisation for accident or basic illness (daily benefit)	Not included	Included	Included
Hospitalisation at home	Not included	Included	Included
Hospitalisation without overnight stay for surgical procedure	Not included	Included	Included
ICU admission	Not included	Included	Included
Healthcare
Healthcare expenses in network-affiliated centres	Not included	Included	Not included
Healthcare expenses in third-party centres	Not included	Included	Not included
Cost of first orthopaedic prosthesis	Not included	Included	Not included
Purchase, replacement or repair of hearing aids and orthopaedic devices	Not included	Included	Not included
Physical therapy	Not included	Included	Not included
Aesthetic surgery costs	Not included	Included	Not included
Services card
Dental health	Included	Included	Not included
Health and well-being services	Not included	Included	Not included
Travel
Travel assistance	Not included	Not included	Included
Luggage	Not included	Not included	Included
Reimbursement of cancellation fees	Not included	Not included	Included
Complementary coverage
Legal defence	Not included	Included	Not included
Allowance for temporary disqualification from driving licences	Not included	Included	Not included
Payment protection for unemployment or disability insurance premium payments	Included	Included	Not included

Accident insurance comparison tool

Do you need help choosing your accident insurance?

Comparison of Occident accident insurance policies

Essential Accident

Comprehensive Accident

Accidents While Travelling

Death

Disability

Temporary disability

Hospitalisation

Healthcare

Services card

Travel

Complementary coverage

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