What makes our Personal Mobility insurance different
If you regularly move around the city, our Personal Mobility insurance helps keep you safer, whether you're walking, cycling, or using any other means of transport that is not subject to compulsory insurance. We also assist you if you are use ride-haring vehicles. How do you travel?
Means of transport included in our PMV insurance
Ownership of entities contractually leasing a vehicle without a chauffeur for an agreed amount of money. Leasing is not included.
bicycles, electric bicycles that do not exceed 25 km/h when powered solely by the motor, electric wheelchairs for people with reduced mobility, or shared or owned non-electric scooters.
This insurance does not cover the new minimum liability coverage requirements for electric scooters.
Any collective transportation.
Taxi services and services of companies offering vehicles for hire (VFH).
A person on foot as a road user.
What personal mobility insurance covers
Bodily harm suffered by the insured party as a driver.
Civil liability attributable to the insured as the user of vehicles included in the mobility insurance.
External and internal damage to the vehicle up to the amount stated in the policy.
Compensation in the case of forced removal of the vehicle up to the established amount.
Vehicle fire up to the stipulated amount, including accessories and belongings.
In the event of the rental or sharing of vehicles or PMVs, the towing expenses charged to the insured party as a result of a claim or breakdown are covered.
In the event of rental or sharing of vehicles or PMVs, other possible expenses attributable to the insured party as a result of a claim are also covered, such as, for instance, the excess for damage to the vehicle.
In the event of an accident or breakdown of the means of transport being used, payment of the taxi/VFH service to reach the destination.
Table comparing PMV insurance coverage according to the vehicle used
Rent and sharing |
PMV owned |
PMV shared |
Public transport, taxi VFH |
Pedestrian |
|
|---|---|---|---|---|---|
| Personal damage to driver/user | ok | ok | ok | ok | ok |
| Personal civil liability | ok | ok | ok | ok | ok |
| Damage to vehicle | Included* | ok | Included* | - | - |
| Vehicle theft and burglary | Included* | ok | Included* | - | - |
| Roadside assistance | Included* | - | Included* | - | - |
| Reimbursement of amounts claimed by rental companies | Included* | - | Included* | - | Included* |
| Complementary transportation service | ok | ok | ok | ok | - |
Services included in this Personal mobility insurance
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
FAQs
They are regarded as a complementary product for the user, they will not be duplicated with the insurance coverages of the mobility providers themselves, and in the event of partial overlapping, they will be treated as an extension of these coverages.
It is a packaged product enabling you to choose between two types of offer depending on whether or not there is ownership of the personal mobility vehicle (PMV).
It does not cover compulsory insurance coverage, nor does it cover workers in the course of their work (delivery drivers, etc.).
Yes, you can insure more than one personally owned personal mobility vehicle in the same policy, and it does not affect the price.
Rental or sharing vehicles and personal mobility vehicles (owned or not), such as: bicycles, electric bicycles that do not exceed 25 km/h when powered solely by the motor, electric wheelchairs for people with reduced mobility, or non-electric scooters.