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Jose Antonio Jul Fraga

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Exclusive agent

Ronda Muralla, 115, BAJ., Lugo
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Your insurance agent for Lugo

Jose Antonio Jul, exclusive Occident agent in Lugo since 2008.

Jose Antonio Jul has been providing professional and personalised advice on insurance and financial products in Lugo since 2008.

We are experts in general insurance: car, motorbike, home, life, etc. and financial products: retirement, savings and investment.

Visit our branch and we'll inform you with no strings attached. Our office hours are from 9:30 am to 2:00 pm and from 4:00 pm to 8:00 pm.

Custom-made

Home, car, life insurance… We find the solution that best suits you.

We help you

We will accompany you and give you support whenever you need it, even in the event of a claim.

You decide

By telephone, at our branch or by email. You decide how you want us to help you.

Our promotions

Come and visit us

Jose Antonio Jul Fraga

27004 Lugo

Products marketed by this agent

The most popular policy

All risk car insurance with excess

Economical premium without foregoing any coverage.

  • Damage to own vehicle.
  • Extended assistance.
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The most popular policy

Home insurance

Your home is unique and special, that's why we offer you tailor-made protection.

  • 24 assistance and emergency services.
  • BricoHogar Service include. 
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Healthcare insurance

Choose the copayment option you prefer and access the best private medical care.

  • Nearly 50,000 professionals and medical centres.
  • Keep your own paediatrician and gynaecologist.
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Pet Insurance

The most comprehensive veterinary insurance for your pet.

  • Veterinary directory and our own network of pet homes.
  • Civil liability.
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Temporary Life insurance

The necessary financial support for an unforeseen event.

  • Death and disability.
  • Advance payment of capital due to serious illness.
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Capital Savings insurance

The fastest return on your savings.

  • Obtain a guaranteed short- and medium-term return.
  • Freely access your money from the ninth month.
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Looking for other products? See all the products we offer at occident.com

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Contact and assistance