{"id":20123,"date":"2016-10-25T09:00:49","date_gmt":"2016-10-25T08:00:49","guid":{"rendered":"http:\/\/segurosdeahorro.seguroscatalanaoccidente.com\/?p=14821"},"modified":"2020-09-23T12:26:09","modified_gmt":"2020-09-23T10:26:09","slug":"cuanto-cuesta-independizarse","status":"publish","type":"post","link":"https:\/\/www.occident.com\/\/blog\/cuanto-cuesta-independizarse\/","title":{"rendered":"\u00bfCu\u00e1nto cuesta independizarse hoy en d\u00eda?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_51 counter-hierarchy ez-toc-counter ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >&Iacute;ndice<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69dff76c45a30\" ><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #333333;color:#333333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #333333;color:#333333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69dff76c45a30\"  type=\"checkbox\" id=\"item-69dff76c45a30\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.occident.com\/\/blog\/cuanto-cuesta-independizarse\/#%C2%BFCuanto_dinero_necesitas_para_independizarte\" title=\"\u00bfCu\u00e1nto dinero necesitas para independizarte?\">\u00bfCu\u00e1nto dinero necesitas para independizarte?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.occident.com\/\/blog\/cuanto-cuesta-independizarse\/#Los_primeros_gastos_al_independizarte\" title=\"Los\u00a0 primeros gastos al independizarte\">Los\u00a0 primeros gastos al independizarte<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.occident.com\/\/blog\/cuanto-cuesta-independizarse\/#Gastos_mensuales\" title=\"Gastos mensuales\">Gastos mensuales<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: left\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_dinero_necesitas_para_independizarte\"><\/span>\u00bfCu\u00e1nto dinero necesitas para independizarte?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Si est\u00e1s pensando en irte a vivir por tu cuenta, debes tener muy en cuenta el <strong>dinero que vas a necesitar para cubrir tus necesidades b\u00e1sicas<\/strong> sin problemas. Independizarse no es una decisi\u00f3n f\u00e1cil hoy en d\u00eda, por lo que echar cuentas de cu\u00e1nto cuesta es indispensable.<\/p>\n<h3 style=\"text-align: justify\"><span class=\"ez-toc-section\" id=\"Los_primeros_gastos_al_independizarte\"><\/span>Los\u00a0 primeros gastos al independizarte<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Cuando te independices, no solo tendr\u00e1s que hacer frente a los gastos mensuales normales de cualquier hogar. Hacerte una <strong>lista de los gastos iniciales<\/strong> indispensables para iniciar tu vida en una nueva casa te ayudar\u00e1 a saber todo lo que tienes que ahorrar para independizarte con ciertas garant\u00edas de tranquilidad:<\/p>\n<ul style=\"text-align: justify\">\n<li>Se\u00f1al para reservar el alquiler del piso<\/li>\n<li>Fianza del alquiler, que fija el propietario y que puede ser de varios meses<\/li>\n<li>Pago del mes correspondiente de alquiler<\/li>\n<li>En el caso de que optes por comprar una casa, deber\u00e1s hacer frente a la entrada y a la primera cuota de la hipoteca.<\/li>\n<li>Coste de dar de alta los servicios de agua, luz y gas natural<\/li>\n<\/ul>\n<h3 style=\"text-align: justify\"><span class=\"ez-toc-section\" id=\"Gastos_mensuales\"><\/span>Gastos mensuales<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Una vez instalado ya en tu nuevo hogar, es importante que lleves un control de los gastos indispensables que deber\u00e1s pagar cada mes. No hablamos de caprichos o de compras espor\u00e1dicas que necesites hacer en un momento concreto, sino de aquellos elementos b\u00e1sicos que te garantizar\u00e1n una adecuada calidad de vida.<\/p>\n<p>As\u00ed, en tu hoja de gastos mensual debes incluir el coste de comprar <strong>comida y productos de higiene y limpieza<\/strong> para todo el mes. Tambi\u00e9n debes contar con el pago de los<strong> servicios de Internet, tel\u00e9fono fijo y m\u00f3vil<\/strong>.<\/p>\n<p>Igualmente, no puedes olvidar en tu presupuesto el coste del <strong>transporte<\/strong> a tu lugar de trabajo o estudio. Seg\u00fan tus necesidades concretas puedes optar por veh\u00edculo propio o por transporte p\u00fablico, pero en ambos casos representar\u00e1 un importante dispendio mensual que necesitas incluir en tus cuentas.<\/p>\n<p>Finalmente, dedica un apartado en tu\u00a0 hoja de control de gastos mensuales al <strong>ocio<\/strong>. Aunque no es un coste fijo y puede depender de tu presupuesto general, ser\u00eda irreal no contar con estos gastos en tu presupuesto mensual.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfCu\u00e1nto dinero necesitas para independizarte? Si est\u00e1s pensando en irte a vivir por tu cuenta, debes tener muy en cuenta el dinero que vas a necesitar para cubrir tus necesidades b\u00e1sicas sin problemas. Independizarse no es una decisi\u00f3n f\u00e1cil hoy en d\u00eda, por lo que echar cuentas de cu\u00e1nto cuesta es indispensable. Los\u00a0 primeros gastos [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19954,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":""},"categories":[5521],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfCu\u00e1nto cuesta independizarse hoy en d\u00eda? - Blog de Occident<\/title>\n<meta name=\"description\" content=\"El proceso de independizarse requiere organizaci\u00f3n y control de los gastos \u00bfQuieres conocer que gastos b\u00e1sicos debes cubrir para poder independizarte?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.occident.com\/\/blog\/cuanto-cuesta-independizarse\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfCu\u00e1nto cuesta independizarse hoy en d\u00eda? 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